Ok looking at TEX XC or GS12TE. Triumph are doing £900 extra trade in allowance / £935 worth of parts (heated grips/seat/panniers) and 3 years free servicing. At the moment they are offering 2k more for my trade in due to the allowance. It will have panniers/engine guard/alloy sump/extra lights that you would have to buy for the BMW (if I wanted them). BMW are just TE spec with shift assist and keyless ignition, it is 600 miles old but would be serviced prior to buying, they are 2k less on trade in but we are working on this!. No panniers/sat nav/engine guards/sump (I would at least have the sat nav and panniers). Reckon 800+for panniers and £500 for satnav. They are both 12500 to buy cash but also to add is the servicing over at least 3 years which is free with triumph. From a riding point of view loved them both but the BMW is more refined and more toys, Triumph is sportier (harder suspension, more power) but ultimately older. What to do??