That's a classic,
Then what are you worried about ?
If you have nothing within half a mile of your house then why would you be stopping, parking or leaving the bike unattended or filling up at an imaginary petrol station ?.
Did you ask if they covered your bike against an alien abduction ?... i bet they wouldn't cover you for it, robbing bastards. .
You knob, it was an example, I do actually have friends who live within half a mile, so in theory, can't park outside their house. But could always walk. The clause also works for the bike being on your own drive. And I'm not worried or I would have declined the insurance, but in a thread about clauses, then its useful to know that not all endorsements can be changed with extra premium or excess.