Every year Surety send me a renewal price and every year I go on GoCompare and find the cheapest comparable cover. In every instance Surety have then matched it and I've then renewed with them.
Takes about 10 minutes so not really a huge imposition.
IAM Surety any good??
- Thread starter dave hendy
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Every year Surety send me a renewal price and every year I go on GoCompare and find the cheapest comparable cover. In every instance Surety have then matched it and I've then renewed with them.
Takes about 10 minutes so not really a huge imposition.
Deleted account 231211001
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Exactly the same with me! I was with them for 12 years. Car, bike and even house. Then the bike premiums went skywards. I got really pissed off at their attitude ( as with all brokers....) in that I had to do all the legwork to get cheaper quotes and then they'd match it. Except they couldn't match Bennetts. Now I just have the car with them.....for now
Rang and arranged my insurance last night, not quite what I was told as excess jumped from £350 to £500
still the best deal so stayed with them.They are now trying to get me to have Gap Insurance at £180 for 2 years is that a good price??
JKW
Registered user
Rang and arranged my insurance last night, not quite what I was told as excess jumped from £350 to £500
They are now trying to get me to have Gap Insurance at £180 for 2 years is that a good price??
In short - probably not!
Try www.ala.co.uk - specialist gap insurance broker.
JKW
Registered user
Online quote comes out at £226
Eh? That can't be right! Give them a ring and just make sure you are asking for the right amount of cover. I'm assuming it's for 'return to invoice'...i.e. covers the gap between what your insurer pays out for a total loss and what you paid for it...? If not, what for? How long? And what cover value?
Eh? That can't be right! Give them a ring and just make sure you are asking for the right amount of cover. I'm assuming it's for 'return to invoice'...i.e. covers the gap between what your insurer pays out for a total loss and what you paid for it...? If not, what for? How long? And what cover value?
That was for return to invoice at £5K which probably isn't enough?
Just rang them and they confirmed price of £226 or £249 if I had vehicle replacement +. When I told her what I had been offered she got it down to £169.50 or £186.75
JKW
Registered user
Well Dave, if you're comparing apples with apples, I can only say that I'm very surprised. I used to work in the industry and they were recommended and used by a lot of my broker clients and they were consistently competitive.
Edit: forgive the stupid question but ala quotes for 3 years cover by default...was the IAM Surety premium for 3 years too? There's no point in taking out Gap insurance for 12 months...it's always far too costly.
Edit: forgive the stupid question but ala quotes for 3 years cover by default...was the IAM Surety premium for 3 years too? There's no point in taking out Gap insurance for 12 months...it's always far too costly.
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