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Thread: Insurance options after Adelaide?

  1. #17
    I went with principal this year. zero hassle / bullshit.
    ___________________________________________

  2. #18
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    Yep, Principal all the way.

    Sent from a OnePlusX.

  3. #19
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    Insurance

    Axa quote = €475 having been covered by AXA for 8 years. Were willing to drop €20.00 when I said no.
    Principal = €279
    Comprehensive on 3 bikes R1200R, R1200s and R1150gs

  4. #20
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    After 13 years (unlucky for them ) with CN I've switched to Principle who were almost exactly half the price of CN
    Just 'cos you're paranoid doesn't mean they're not out to get you !

    Remember, experience only means that you screw-up less often.

  5. #21
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    Yes Principal for me. CN take the piss on price then drop. First they wanted 450 then droped to 330. Because I may be required work in different locations from time to time they wanted to charge me business rates. JJH

  6. #22
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    Insurance

    I hope Principle stay competitive in the years to follow.

  7. #23
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    Here's my update about Principal.
    I did the usual phone interview last week about garage, locks, immobilisers, proof of no claims etc. I didn't hear back so I phoned them and they said because it's a new bike they needed to refer it to the underwriters, Zenith...fair enough. I phoned back a few times and got the same response, that they were still waiting to hear from Zenith.

    This morning I phoned again and they said that Zenith had put my address into Google Maps and wanted photographic evidence about my concrete shed! I live in an end of terraced house with a side-entrance, they were looking at a terraced house a few doors down which just happened to have two bikes parked in the driveway....back in 2009 when the Google Maps photo was taken! I took the photos they asked for and sent them off with a covering letter, that was just after lunch. I phoned them back and still no word from the underwriters, they expect to have news in the morning!

    In the meantime CN have phoned me and are sending my details to their "specialist" to see what they can do to bring down their quote!

    I'll keep you posted....

    Thanks

  8. #24
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    Principal got back to me this morning and their price was even more expensive than my original quote from CN. The quote was also based on doubling my excess from €250 to €500!. I can only assume that it has to do with the value of the bike. Once it goes over €18k it has to be referred from the Dublin office to the underwriter, Zenith, who are based in Gibraltar as far as I know.

    CN got back to me and had reduced their quote by almost €200 from their original quote and I took it.

    Next year the value of the bike will have reduced so we'll see what the story is then.

    Thanks again.

  9. #25
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    Quote Originally Posted by Gerry47 View Post
    Principal got back to me this morning and their price was even more expensive than my original quote from CN. The quote was also based on doubling my excess from €250 to €500!. I can only assume that it has to do with the value of the bike. Once it goes over €18k it has to be referred from the Dublin office to the underwriter, Zenith, who are based in Gibraltar as far as I know.

    CN got back to me and had reduced their quote by almost €200 from their original quote and I took it.

    Next year the value of the bike will have reduced so we'll see what the story is then.

    Thanks again.
    Same with me and principle last year. Happened to a few lads I know. Once bike was over 15k didn't seem to want business. I commute to work on bike and the wanted address of workplace and where it was stored there. Ended up going with CN.

    Sent from my SM-G920F using Tapatalk

  10. #26
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    Lad's......do CN have offices here ??

  11. #27
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    Yes they do and their number is 1800 298 551

    From their headed paper:
    Ireland: Ulysses House, 22/24 Foley Street, Dublin 1
    Monday - Friday 9.00am - 5.30pm, Saturday 9.00am - 1.00pm. Tel: 1800 298 551 Fax: 01 636 9199 Email: emerald@carolenash.com Web: www.carolenash.ie
    Carole Nash is a trading style of Carole Nash Insurance Consultants Ltd registered in England and Wales No 2600841.
    Carole Nash Insurance Consultants Ltd is authorised and regulated by the UK Financial Conduct Authority.

    I found them very friendly and helpful.

  12. #28
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    I dont know if they are in Ireland- i use Bemoto. Im a member of MAG, and Bemoto were cheaper than MAG's own insurer. Contact is helpme@bemoto.uk


    Sent from my iPad using Tapatalk

  13. #29
    Shedi Knight Click here to find out how to Subscribe
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    MAG Irl has no connection with MAG U.K. apart from being in the same 'business'
    appears bright from a distance / dim up close

  14. #30
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    Got quote in the post this morning from C.N. of €538

    Just got comp cover quote from Principle, underwritten by "Tamzer????" Ins in UK.
    Excess slightly higher than Adelaide was at €400.
    Includes breakdown, legal and European travel (not sure if the breakdown cover extends that far)
    3 bikes (none of great value) €297.05

  15. #31
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    Tell cn and they will match it. JJH

  16. #32
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    As a result of this thread I contacted Principle today and also as my Carole Nash policy expires on the 15th.
    All went very well initially as the fella in the Irish office took all my details. My bikes are airheads and when asked about modifications I mentioned that my GSPD is twin plugged and has an electronic ignition installed. He noted that and the conversation ended with him saying that he was going to contact the UK office to get a competitive quote. He called me back an hour later and was most apologetic stating that they were refusing to quote due to the dual plug modification. He is familiar with this mod himself and was surprised at their response. Anyway, he said he couldn't do anything for me.

    Thoughts anyone?

    What is a modification? Fitting a screen? different tyres? or what?

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