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Thread: Insurance options after Adelaide?

  1. #65
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    What you must understand is, there is a race.
    There is a race to the bottom.
    And we will continue with these threads because everyone wants a bargain.
    You're happy. great.

    Im glad.
    Seriously.
    But there is a race and we will end up at the bottom.

    We deserve it.

  2. #66
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    Good to know, I am also with them.

  3. #67
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    Quote Originally Posted by younger06 View Post
    Surprise of all surprises.......this seems to moving along nicely. Had the value agreed today, which I'm happy with. Just waiting on the cheque now.
    good stuff,great to hear its working out for ya,I'm going back 2 Principal next year and leaving CN no matter what they offer,I think we need 2 keep the competition strong or we'll end up crucified by a monopoly again!!!!!

  4. #68
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    Insurance renewal

    I must have been one of the last to get a renewal with Cornmarket/Adelaide, but I am due next month. Any recommendations.

    Don't use the bike a lot, but I like to know I can when I want. Nearly 46 years since I first insured with Norwich Union on a Yamaha 100cc. Never not had a bike in over 50 years, though not always on the road

  5. #69
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    Hi Dermott

    I'm the person who started this thread and in the end went with Carole Nash. I found Principal not good to deal with for a few reasons. The first was that I told them that the bikes are garaged and locked which is true. They googled my address (?!) and in the photo of my house there are two bikes parked in the driveway of my neighbour's house. They more or less implied that I wasn't telling the truth and they wanted photos of my garage, which I supplied. (It's obvious from the photos that the bikes are completely different to the bikes I wanted insured and that the address is different but that didn't matter).

    In the end they gave me a really high quotation. I'm lucky enough to have been able to buy a new bike and I subsequently discovered that once the value goes over a certain amount then Principal aren't interested.

    I contacted Carole Nash and the attitude was night and day and they were also pleasant to deal with. They were happy to give me a quotation and also gave me a good deal over the phone.

    I'm not saying that I won't give Principal a call this year when my renewal is due but I was disappointed after all I had heard from others here.

    On the other hand how is Brexit going to affect companies like Carole Nash and Principal offering insurance??

    Gerry

  6. #70
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    Thanks Gerry, I hope their is more to choose from than CN.

  7. #71
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    My turn

    Liberty: wont cover instructors.
    Principal wont cover instructors.
    Carole Nashe wont cover instructors.
    MCE will cover instructors.
    Axa will cover instructors.
    "First Ireland" (brokers - worth a call Parkgate St. Dublin ph:8820818 ) but wont cover Bikes for instructors over 8 years old.


    Who's left to try?
    (even i cant keep up - and i used to know all this stuff and be asked on a regular basis. )
    appears bright from a distance / dim up close

  8. #72
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    Helllllo?

    Is there anyone there?
    appears bright from a distance / dim up close

  9. #73
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    Quote Originally Posted by Ogmios View Post
    Liberty: wont cover instructors.
    Principal wont cover instructors.
    Carole Nashe wont cover instructors.
    MCE will cover instructors.
    Axa will cover instructors.
    "First Ireland" (brokers - worth a call Parkgate St. Dublin ph:8820818 ) but wont cover Bikes for instructors over 8 years old.


    Who's left to try?
    (even i cant keep up - and i used to know all this stuff and be asked on a regular basis. )
    Will they cover you for "personal use" or not even for that ?
    2005 SE Adventure 1150.

  10. #74
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    Quote Originally Posted by Ogmios View Post
    Liberty: wont cover instructors.
    Principal wont cover instructors.
    Carole Nashe wont cover instructors.
    MCE will cover instructors.
    Axa will cover instructors.
    "First Ireland" (brokers - worth a call Parkgate St. Dublin ph:8820818 ) but wont cover Bikes for instructors over 8 years old.


    Who's left to try?
    (even i cant keep up - and i used to know all this stuff and be asked on a regular basis. )
    Jeez I think you've tried them all there,I cant understand tho,I thought an instructor would be a lot more qualified than most of us and obviously be a safer risk or is it that they will not give you cover to instruct even with an extra premium

  11. #75
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    Quote Originally Posted by jdh1340 View Post
    Jeez I think you've tried them all there,I cant understand tho,I thought an instructor would be a lot more qualified than most of us and obviously be a safer risk or is it that they will not give you cover to instruct even with an extra premium
    Luke / jdh,
    i can get 'personal' cover.
    I only train part time, Very part time! I have been doing it for over 25 years, started off doing the Star Rider courses for the council.
    For the pleasure and to give something back - to pass on 'The Knowledge' to others.
    Oh yeah - And since the Star Rider courses stopped - for the money too - it supplements my own riding!
    But the cost and complexity of cover for that has got to the point that i have to seriously consider the sense of this.

    As for a "Safer risk" - yeah, well, you'd think that would count for something but it never really has.
    I'm one of the highest qualified people in Europe FFS! (i'm not trying to boast - look me up on linkedin if curious - i'm only saying it because it infuriates me that it counts for literally very little.)


    Looks like the now reduced cover i get with Axa is the only option. I pay the same as the last few years, but cant provide a Bike for the Trainee. THAT is a huge loss and reduction in 'value' and consequently a loss of business - increasing the downward spiral.

    i'll shut up, suck it up and pay up now.
    appears bright from a distance / dim up close

  12. #76
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    Quote Originally Posted by Gerry47 View Post
    I checked out IAM and they are Cornmarket!

    Also contacted Principal and they'll get back to me with a quote in the morning, seems like I'm a good elderly risk
    I hope neither of your bikes are worth over €18k

  13. #77
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    Just renewed with Principal €268
    CN quoted close to €500 so pulled out the card there and then.
    My van insurance also dropped from nearly €1k to €670 so happy out.
    He who dies with the most toys wins.

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