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Thread: Public Liability Insurance

  1. #1
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    Public Liability Insurance

    I was looking at having a stand at a local Autojumble but the organisers are insisting on all vendors (both Traders & Autojumblers) having Public Liability Insurance. They're also insisting that documented proof of said insurance is kept on display in the vehicle at all times whilst on their site

    I've never had the need for Public Liability Insurance before so don't really know where to start? I only want to sell a few bikes bits from the back of my van so it's never crossed my mind that I would need to be insured to do so. Plus, WTF am I insuring against and how much is this likely to cost me?

    All advice gratefully received
    2016 BMW R1200 GS Triple Black
    2017 BMW R Nine-T Scrambler X
    1996 BMW R80 GS Basic
    1962 BSA Gold Flash
    1980 Kawasaki Z1300
    2002 Triumph Bonneville (Desert Sled)
    2003 Triumph Daytona 955i (Rob North Replica)
    2001 Yamaha T-Max Mk1
    1979 Yamaha XT500


  2. #2
    Public liability insurance, for a private individual selling some bike bits???


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  3. #3
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    A good broker should be able to advise, but it normally covers you up to £5m. Although, if it isn't a business and more a hobby selling kind of thing, you may find that you've already got PLI within your household insurance.

    I'd hazard around £100 ish for a year.

    Bit like people who do a War and Peace risk assessment, it is being done to cover their arses, not to identify and mitigate risk.

    Perhaps asking the organisers the rational behind this, after all an auto jumble without auto jumblers is just a field !

    Sent from my GT-N7105 using Tapatalk

  4. #4
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    If they were organised they would buy a blanket policy and then charge a small fee to each person without their own insurance to cover the cost. if they continue this they will find their autojumble excludes the private individual and it becomes just another trade tat event that eventually dies.
    This space deliberately left blank as the author writes too much pretentious bollocks as it is.

  5. #5
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    Sounds like far too much hassle. Just bang it all on eBay. Then use the time you've saved to do something enjoyable.

  6. #6
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    Quote Originally Posted by Tunneruk View Post
    Public liability insurance, for a private individual selling some bike bits???
    That's what I thought

    Check out the Trade FAQS then go to 'Do I need insurance to trade at Classic Show events?'

    http://www.classicshows.org/faqs/
    2016 BMW R1200 GS Triple Black
    2017 BMW R Nine-T Scrambler X
    1996 BMW R80 GS Basic
    1962 BSA Gold Flash
    1980 Kawasaki Z1300
    2002 Triumph Bonneville (Desert Sled)
    2003 Triumph Daytona 955i (Rob North Replica)
    2001 Yamaha T-Max Mk1
    1979 Yamaha XT500


  7. #7
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    There are a few car boots around here asking for it now. Perhaps they have had some dodgy people trying to claim off them?
    My other bike is ........... in pieces

  8. #8
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    Quote Originally Posted by abrasion View Post
    There are a few car boots around here asking for it now. Perhaps they have had some dodgy people trying to claim off them?
    Bikermates, probably.

    If Bikermate (Fat) Bob from Barnsley rips his very expensive Rukka suit (or so much as scratches his favourite arse scratching finger) on the nail sticking out of your pikey wooden table, weighed down with tat, he'll claim from you for damages, hurt and injury. Trust me. It's the way the world works now.

  9. #9
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    Quote Originally Posted by Wapping View Post
    Bikermates, probably.

    If Bikermate (Fat) Bob from Barnsley rips his very expensive Rukka suit (or so much as scratches his favourite arse scratching finger) on the nail sticking out of your pikey wooden table, weighed down with tat, he'll claim from you for damages, hurt and injury. Trust me. It's the way the world works now.
    Do I sense an anti Northern bias here? I do hope not

  10. #10
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    Believe it or not you are probably insuring against anyone being injured whilst visiting your stand . Mind you these days they'd probably try saying they had food poisoning after visiting you

  11. #11
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    On advice I need to check my Household Insurance policy as it has been suggested that I may be covered for Public Liability within said policy
    2016 BMW R1200 GS Triple Black
    2017 BMW R Nine-T Scrambler X
    1996 BMW R80 GS Basic
    1962 BSA Gold Flash
    1980 Kawasaki Z1300
    2002 Triumph Bonneville (Desert Sled)
    2003 Triumph Daytona 955i (Rob North Replica)
    2001 Yamaha T-Max Mk1
    1979 Yamaha XT500


  12. #12
    What a waste. Click here to find out how to Subscribe
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    Just imagine the consequences if a cyclist should collide with your pasting table full of assorted autojumble dream offerings.
    All your BMW servicing needs at the .gsshop.biz, including 1200 models

    Recommended as an "excellent independant" in Ride magazine 2009.

  13. #13
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    Fuck You and your pasting table bollocks

    My farkle table is of the highest quality being a metal legged Homebase 'special'
    2016 BMW R1200 GS Triple Black
    2017 BMW R Nine-T Scrambler X
    1996 BMW R80 GS Basic
    1962 BSA Gold Flash
    1980 Kawasaki Z1300
    2002 Triumph Bonneville (Desert Sled)
    2003 Triumph Daytona 955i (Rob North Replica)
    2001 Yamaha T-Max Mk1
    1979 Yamaha XT500


  14. #14
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    I would think that Public Liability should be the "Organisers"

    It is their "venue" per se!

    I would hope that it would be Definitely their problem if they are charging you a fee to present at the "venue" ??
    Oh Great and Wise Deity, Grant me the serenity to accept the things I cannot change,

    Courage to change the things I can! And the wisdom to know the difference!

  15. #15
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    I don't disagree but unfortunately, on this occasion, it is a prerequisite for being allowed a pitch to sell my shite
    2016 BMW R1200 GS Triple Black
    2017 BMW R Nine-T Scrambler X
    1996 BMW R80 GS Basic
    1962 BSA Gold Flash
    1980 Kawasaki Z1300
    2002 Triumph Bonneville (Desert Sled)
    2003 Triumph Daytona 955i (Rob North Replica)
    2001 Yamaha T-Max Mk1
    1979 Yamaha XT500


  16. #16
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    I've just found these guys

    http://www.autojumble-association-ltd.co.uk/index.php

    £5 million squids worth of cover for £35
    2016 BMW R1200 GS Triple Black
    2017 BMW R Nine-T Scrambler X
    1996 BMW R80 GS Basic
    1962 BSA Gold Flash
    1980 Kawasaki Z1300
    2002 Triumph Bonneville (Desert Sled)
    2003 Triumph Daytona 955i (Rob North Replica)
    2001 Yamaha T-Max Mk1
    1979 Yamaha XT500


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