I completely agree with you. We have become brainwashed by the insurance companies terms and conditions of cover, in that we are made responsible ever more, for some other twat wanting our possessions!
It is a failure of society dealing adequately with the perpetrators, that has seen us slide down this slippery slope, to the point that it is now our fault for having our possessions stolen, you really could not make it up, but it has happened.
Combine all this with the lefty wankers that advise the Police forces and govt. and then you have the owners of the possessions being prosecuted for attempting to protect and actually try and hang on to them.
The only winners in this are the Govt. In that they can continue to cut budgets and thus have more of your money for them and the insurance companies and their shareholders, who charge more for policies, because the risk is higher.....Finally the thieves, they know the Police do fuck all because the Police are skint and the insurance company will pay anyway, not that anyone gives a fuck.
There is only ever one victim, the owners of the possessions, they are fucked up hill and down dale at every opportunity by, every fucker......And do you know what??? It is getting fucking boring.