The heat disapation charateristics of modern bike's brakes. The pistons are hollow, so they act as an insulator to separate the pad from the caliper, when the pad gets hot. Therefore there is only a very thin ring of metal from the piston in contact with the pad. This will, of course, transmit some heat back into the caliper, and thence the fluid. However, all motorcycles use aluminium calipers which have very good thermal characteristics in their own right, and they are then sitting well out in the airstream, very exposed. Very little of the energy is disapated back into the caliper. Most is shed directly into the air from both disk & pads.
Yes, some people, - mostly ex- motorcrossers - like myself, do tend to make excessive use of the rear brake, and the extreme ones can boil the fluid.
I have been trying to wean myself off excessive rear brake useage over the last few years, and, in recent years appear to be having some success in this respect.
This is, however, stupidity on our part, and no amount of new DOT 4 fluid will prevent such (temporary) brake failures.
Tell persons such as myself who overuse the rear brake to stop using their rear brake so much, and if it happens, pump the pedal quickly to get it back. (albeit temporarily)
Myke