30+ years of riding,
You can ride your bike 365days of the year and keep it mint.
It just takes a little time,90mins a week.
I would second everything Andy W says in his link,except i prefer MER products to Autoglym.
As for wire wheels i use bottle brushes which can be bought for under a pound in bargain shops.
I also polish them twice a year with a polish called. Bilt hammer.this is also great for dabbing onto vulnerable area's such as bolt heads etc.
My bikes are not clean all winter, but they never show any great signs of deterioration in the spring.
Steve