eBike insurance - any problems?

[Airfan]

I went with CN for my agreed value policy for my GSPD and highly modified R100R (read GS). With Euro and Uk breakdown cover (if you go abroad, that's worth quite a bit) 4000 mile per year per bike limit, it was £200, that's being over 40 and having 10 years no claims..........the big thing for me is that I don't want my PD writing off for £2.5k, when I've shoved a load of cash into it, and to me at the very least, it's worth a lot more. Funnily enough, two years ago, a standard comp R100Gs cost me £86 with equity red star.....

Rob

 

[Ming]

Ebike have been very good with me

 

[beemerboy9]

I've just finished my insurance shopping
e-bike £330
IAM Surety £263
BMW £190
This will be my 10th consecutive year with BMW insurance.

As someone mentioned above, if one is mistreated by Devitt, one can call in BMW GB to move things along.

 

[Bikerbrady]

Insurance

Hi.........i pay £150 through Bennetts fully comp.

Biker

 

[Dabba]

E-bike renewal was 202 pounds down from 220 last year and no claims was already at max so I thought that was pretty good - could have got 180 pounds from Hastings Direct but would have been a bigger excess and as yet e-bike hasn't done anything wrong and I've also had a discount on home insurance because of insuring the bike. May be 'eggs all in one basket' but everything is now insured through them and I'm saving well over 600 pounds a year (and I shop around every time).

- BMW have always been more expensive for me (apart from the time I won a years premium) so this insurance thing is truly weird -

 

[Rolf]

BMW Insurance

Just moved house and with three months still to go on my policy BMW insurance want to charge me over £32 for change of address (in similar rural postcode- and have just read the small print and realised that, unlike Carole Nash, they do not provide any cover for rallies of any sort. So looks like will be changing!

 

[Paul Rochdale]

My ebike renewal price for a Honda Pan European, fully comp, is £99.32. I also tried one of those insurance search websites and four companies undercut ebike but none had UK recovery, NCB protection and legal fees protection (or something like that). So I'll be staying with them.

 

[Steptoe]

Just curious why almost everyone values their insurance on the cost of the policy.

Not on any actual dealings with claims.

£100 saved on the cost is worth very little if it costs you thousands if you have to make a claim.

 

[Paul Rochdale]

Curious you're curious, Neil. It's just than in over forty years of driving and riding I've NEVER had to make a claim, (Wrong! We had a car broken into once and so much damage was done that the car was written off.) and I've always gone for the cheapest reputable company I could find. And that's the way I shall keep spending my limited money, if that's alright?