Insurance companies are wa..kers. Asked one last year, forget the name, about mods and was told I could have 3 at no extra cost. Told them I was thinking of bar risers, bigger screen, luggage, different seat, spot lights and they said the premium would rise. However the other 3 suggested mods.....boring the 1150 out to 1200, adding a turbo and nitrous only amounts to 3 mods and would not increase the premium.....????