Yeah, I know where your coming from, I suppose because it was such a nasty spill, I haven't dwelled on the 'what could have been', side of it because to be honest, I didn't want it to deter me from getting back on the horse, suppose I just wanted to dust myself off, learn from it and put it behind me, might sound soft, but its the way I could deal with it.
After a bit of time though, it does cross your mind and you realise the seriousness of it, and you have people saying 'Christ you could take him to the cleaners etc or you should claim for this and this and this', I know I could, but I don't think you'd have any luck from it! (I know, I can hear soft lad, all over the place). I think though, if everybody claimed all the time when they are ok, it would really bugger up insurance premiums, and they are bad enough as is!
I do agree however that the drivers that cause such incidents should get points/fines or be forced to take a supervised spin on a bike or some safety course, or at least go to specsavers!
(this I'm sure, will stir up a few replys)