House insurance but still insurance. On renewal day I deleted my Rolex Submariner from the contents as I'd sold it. Premium went UP from around £220 to over £450Ordered a new 1250GSA to replace my 4 yr old 1250GSA; last year paid £192 fully comp with Carole Nash so thought I’d make the call to swap insurance to my new (pending) bike… “sorry, the value is too high, we’ll have to give you a new quote” was the response. Their new quote was £2055!!!
Post codes don’t help, but I shopped around (A LOT) and finally got it for £575. Even so, it’s still almost 3 times my last premium. They’re a law unto themselves are insurance companies.
So I just kept a non existant watch on the contents cover.
Proof if it's needed that they are thieving tw4ts.