Their tough old buggers these 1150's

[fatnfast]

Had an old lady who decided to try and rearrange the looks of my 1150 on Saturday

Manly cosmetics, she still runs great just hoping it will not be written off....
Her car....

I got a few bumps and bruises but the paramedics reckoned the cylinder head saved my leg from some serious injury.
What a well built bike these 1150's are

 

[newboy]

Ouch. Get her checked out mate


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[Aidan1150]

Fuck. The lebbenfiddy stood her ground well there man.

Crashbar, light bar and an indicator and she's good to go. Might be worthwhile to check that the subframe behind the beak isn't bent but judging by the pictures the rest of it wouldn't give me a moments concern.

 

[fatnfast]

Thanks,I think she did well.
The plastic frame that holds the beak/oil cooler has cracked, bars bent, lightbar bent, switchgear has lost its start button (I used a pen to push in the hole to start her). The blue beak has a small crack as well. Probably the most expensive part that's damaged is the tank which has a dent at the front. Fortunately I bought a brand new blue/white tank ten years ago for £100, so will offer this up if it looks like it might be heading for a possible write off. The forks, wheel, yokes etc are unmarked.
She should be off to BMW this week for assessment/repairs with luck.
I'm keeping my fingers crossed that she can be saved, pre accident it was pretty much mint.
Now, if it had been one of them new fangled 1200wc's I guess you would just sweep up the bike and put it in the bin

 

[The Grey One]

Thanks,I think she did well.
The plastic frame that holds the beak/oil cooler has cracked, bars bent, lightbar bent, switchgear has lost its start button (I used a pen to push in the hole to start her). The blue beak has a small crack as well. Probably the most expensive part that's damaged is the tank which has a dent at the front. Fortunately I bought a brand new blue/white tank ten years ago for £100, so will offer this up if it looks like it might be heading for a possible write off. The forks, wheel, yokes etc are unmarked.
She should be off to BMW this week for assessment/repairs with luck.
I'm keeping my fingers crossed that she can be saved, pre accident it was pretty much mint.
Now, if it had been one of them new fangled 1200wc's I guess you would just sweep up the bike and put it in the bin

Glad to here you are OK, and the bike looks very repairable. If there is no major damage don't let the insurance company write it off. It's your bike and you have the final say about where it is repaired. If the dealer comes up with a mega price that could write it off take it elsewhere, consider S/H parts maybe but get it repaired. A great bike and worth keeping. I had a low speed off several years ago and the bars (same as yours) saved the day. Good luck

John

 

[fatnfast]

Thanks John,
Must admit Im a bit new to the insurance claims game. Last one was 28 years ago! The driver has already admitted full liability.
So I have the right to get who I want to fix her then? I had it from new and doubt I will be able to buy new again now, so Im really hoping that she can be fixed. Second hand parts would be fine, Im a fussy bugger about keeping my bikes clean, but nothing stopping me buying new(er) parts later as they become available.
Ive just been out to the garage and reset the abs with no issues, everything works perfect, even the lights on the lightbar

 

[The Grey One]

Thanks John,
Must admit Im a bit new to the insurance claims game. Last one was 28 years ago! The driver has already admitted full liability.
So I have the right to get who I want to fix her then? I had it from new and doubt I will be able to buy new again now, so Im really hoping that she can be fixed. Second hand parts would be fine, Im a fussy bugger about keeping my bikes clean, but nothing stopping me buying new(er) parts later as they become available.
Ive just been out to the garage and reset the abs with no issues, everything works perfect, even the lights on the lightbar

Yes you have an absolute right to select your own repairer. The Office of Fair Trading ruled on this years ago. Some insurance companies are fine-other not so good. I ran a (car) garage for many years. I was once instructed by a major insurance company to use large amounts of filler on a panel to save them money. Car was a two week old Citron 2CV that had been turned on it's side by louts. They only changed there minds when I said I would have to ask the owners view on this. Far too good a bike to loose so stick at it, remember a decision to write off has very little if anything to do with safety. If they think they can pay you off and sell the salvage at a lower cost than paying for the repair this is what they will try and do. Just say no!

John

 

[King Rat]

Yes you have an absolute right to select your own repairer. The Office of Fair Trading ruled on this years ago. Some insurance companies are fine-other not so good. I ran a (car) garage for many years. I was once instructed by a major insurance company to use large amounts of filler on a panel to save them money. Car was a two week old Citron 2CV that had been turned on it's side by louts. They only changed there minds when I said I would have to ask the owners view on this. Far too good a bike to loose so stick at it, remember a decision to write off has very little if anything to do with safety. If they think they can pay you off and sell the salvage at a lower cost than paying for the repair this is what they will try and do. Just say no!

John

Goood knowledge to have - thank you. For minor damage (like this) it is also possible to get a cash settlement - which means you can do your own repairs. I did this a couple of years ago when I was side swiped by a car changing lanes - I was in Lane 1 and the DCW was chocca block, girl in a souped up hatch saw lane 1 was starting to move up ahead and she just dived out straight into me - I hadn't started moving yet! Panniers and crash bars did front wing, front door, rear door and rear wing of her car - bike had a bent crash bar and dented O/s pannier. Got paid out, still have the dent in the pannier, I just beat it out a bit, it isn't creased or fractured. Bought new crash bars with the money, used some of the rest to pay Les for HIDs! The cash payout saved them some labour money, but I got full price for the parts.

 

[fatnfast]

Yes,good advice, thanks again John.
I've just gone through the motoworks online shop to price it all up. Total would be £1700. Sounds a lot, but thats with all genuine new parts and replacing fully functional but slightly scuffed parts like mirrors.
Doesnt include the tank (but I have my new spare one), respraying the beak in the correct colour or labour charges to fit.
I could do the work myself easily, but if the insurers will cover this then I would be happy. Depends how much they value a 2002 gs at I guess.

 

[Paul Young]

I had a similar set of damage to my 80GS that ended up with it being a cat D write-off ie: uneconomic to repair. The bike was moved to my garage after the accident so I worked a deal for the payout less the salvage (twisting their arm over the potential fee for storage of the wreck ). I got £2600 plus the bike & it cost £1500 for my local bike shop to put it back on the road with a brand new frame, imported by Motorworks from Munich for me. They even made out separate invoices for the new & old parts so the bike kept its reg no instead of risking a Q-plate by using too many s/h parts The bike was ready to ride before my scaphoid cast came off...

I then had the added bonus of taking it to the local nick for them to certify the new frame no being stamped into the frame rail. A bloody amateurish looking job but backed up with a certificate form plod that stood up to every scrutiny. I eventually sold it with 102k on the clock for £1500 about 8yrs later, & it went all round Europe, Middle East & down to Cape Town before its NZ owner took it back with him.

Definitely, don't let the bike go & don't take a gouging over the salvage if they do write it off. You'd be surprised at how fast the storage fee can mount up

 

[Posh Pete]

http://i276.photobucket.com/albums/kk14/mb5_2008/car_zpsc82c2e8b.jpg[/IMG][/URL]
I got a few bumps and bruises but the paramedics reckoned the cylinder head saved my leg from some serious injury.
What a well built bike these 1150's are

One of the reasons why, despite their failings, I ride a wheezy old boxer. (Not a ref to my sex life!). A similar outcome in my one serious accident so far.

 

[robc]

+1 for repairing it.

I was knocked off by a dear earlier in the year. Crash bars were toast so new ones (SW Motech) were bought and an indicator lens was all that was required. I'm not so fussy about the scuffs on the mirror, indicator housing, hand guard, top box and the valve cover. I like the battle scarred look of my 2002 94k GS more than when it was a minter.

If I were riding my 1200RT things would have been a different story. Expensive smithereens would have been strewn everywhere.

Regards

Rob C

 

[fatnfast]

Well, she's now at Coopers BMW for the estimate. I think if I accept the small scuff on the final drive and use my spare tank then it shouldn't be written off. I would like to avoid the Cat D rating if possible, but having said that I doubt I would sell her ever anyway. Does insuring a CAT D cost more? I don't mind a few scars if they tell a good story

The loan bike arrived today as well, a year old Suzuki Bandit 1250. The nuts and bolts are more rusty than those on my 13 year old GS

 

[bart2181]

You cant beat the look of a good old battered looking gs.ive just lost my screen,indicators,valve cover and a large dent in my ad tank,which has pissed me off.after a light fall.a roll of gaffe tape and a tin of filler and jobs a good un.

 

[Steptoe]

Well, she's now at Coopers BMW for the estimate. I think if I accept the small scuff on the final drive and use my spare tank then it shouldn't be written off. I would like to avoid the Cat D rating if possible, but having said that I doubt I would sell her ever anyway. Does insuring a CAT D cost more? I don't mind a few scars if they tell a good story

The loan bike arrived today as well, a year old Suzuki Bandit 1250. The nuts and bolts are more rusty than those on my 13 year old GS

You're confusing yourself about repairs, write offs and cat numbers.

If it's repaired it won't be a cat D or any other cat. To be classed as cat D (or whatever letter) it has to be written off.

A repaired bike is just that. A repaired bike.

Your main problem is letting a bmw main dealer do the estimate for the insurance company.
Any repairs will be many thousands, and they'll be stuff on the estimate that will have nothing to do with the accident. It'll be written off. And you may not be able to get the bike back to repair it yourself, as storage charges will soon rack up and other factors will come into play.


I've an estimate from a bmw main dealer for a R1200ADV that was knocked over while parked. Simply fell on it R/H side. Estimate to repair.... £4850. The insurance wanted to write it off

Got it repaired for £500 using new parts, and that was pushing the boat out just to please the insurance company, could've done it for £300 max.

 

[The Grey One]

You're confusing yourself about repairs, write offs and cat numbers.

If it's repaired it won't be a cat D or any other cat. To be classed as cat D (or whatever letter) it has to be written off.

A repaired bike is just that. A repaired bike.

Your main problem is letting a bmw main dealer do the estimate for the insurance company.
Any repairs will be many thousands, and they'll be stuff on the estimate that will have nothing to do with the accident. It'll be written off. And you may not be able to get the bike back to repair it yourself, as storage charges will soon rack up and other factors will come into play.


I've an estimate from a bmw main dealer for a R1200ADV that was knocked over while parked. Simply fell on it R/H side. Estimate to repair.... £4850. The insurance wanted to write it off

Got it repaired for £500 using new parts, and that was pushing the boat out just to please the insurance company, could've done it for £300 max.

The man is right, if the bike is still at the dealers get it back pronto. Remember it's your bike until they pay you off. At the figure you quoted for parts alone any insurance company would write it off. Think about what the labour charges will add to your total. Get the bike back if you have left it there, get a quote from elsewhere, you will be surprised at the difference. If the figures stack up tell the insurance company where you want it repaired and don't let them bully you.

John

 

[fatnfast]

Thanks. The guy who collected it said it will be a huge bill. Then he said we will look at the bill again and take off the items that are things I can live with or were pre-accident marks anyway. He said that they initially list all they can find.
Basically we discussed getting it repaired without going into the 'write of category's', which I want to avoid. If this doesn't look like its going to happen, then just as you say I'll take it elsewhere.
Can you do an estimate for me Steptoe?

 

[The Grey One]

Thanks. The guy who collected it said it will be a huge bill. Then he said we will look at the bill again and take off the items that are things I can live with or were pre-accident marks anyway. He said that they initially list all they can find.
Basically we discussed getting it repaired without going into the 'write of category's', which I want to avoid. If this doesn't look like its going to happen, then just as you say I'll take it elsewhere.
Can you do an estimate for me Steptoe?

Just watch out for storage charges 10-15 pounds a day in not unheard of. If the dealer charges storage and you decide in a few weeks time to take it elsewhere you could end up with a big bill.

John

 

[fatnfast]

She going to be fixed

Well, it looks like she's going to be fixed by the insurance. BMW were really good and were happy to work with me and the assessor to get the estimate to a level that sorts the bike out and is agreeable to all. I have learned a little about how it all works with thanks to the advice on here. One important thing to factor is the cost to repair ratio. This can vary depending on insurance company quite a bit. The one Im using has a high 80% ratio (will pay for repairs up to 80% of the bikes pre-accident value). Some are 50-60%. I guess that's something we never consider when insuring our bikes?
Anyway, had this picture from my local boneyard ready to post, but it looks like it was a bit premature