How the Fuc*k you hit that I never now
read the road ahead
. I have two bikes insured on the policy I say. We don't do multi bike insurance says the nice lady.
Computer says no
Document in front of me says otherwise. Hopefully get sorted Monday.
yes bike is insured only one of my bikes shows up on computer
waiting for estimate from dealer
Insurance looks like it is sorted
Still wonder if anyone has had any experience making a claim against a local council for damage to a vehicle due to road surface (or lack of it)?
I've done it twice and won. Provided you have phots, evidence of damage, witnesses if poss (in case it's happened before), you should be able to present a case under Section 41 of Highways Act (google it). They may have a defence if they can prove that they had an effective inspection/maintenance system in place, but in both my cases they admitted liability. I claimed on insurance first and then took up the case with the County/City Council. I guess if you can leave the bike offroad you could get a quote for repairs and not go down the insurance road first. I suspect that if they pay up, they will want evidence of a 'professional' repair as opposed to paying you for the parts. It may also be an idea to have the bike fully inspected for misalignment or suspension damage. I think if you get your act together you will stand a good chance of success - I believe some councils are paying out as much in compensation as they spend on road repair. If it goes pear shaped you could always go to the Small Claims Court - dead easy to use. Go for it!!!
Watch this space for my progress.
