Quick shifter insurance woes

DC said:

this shouldn't make any difference at all to the bike insurance …you have shot yourself in the foot by mentioning it ..so off course they will charge ..you have quite innocently asked them to do that by telling them

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Barnoe said:

Exactly my thinking.
Mine has the factory fitted BMW version.
i add my reg, make and model including year.
Its up to the insurance company to do the checks.

I aint gonna mention the "Turbo nutty buster 3000" ive had fitted to make the bike do 300mph am i?

by the way thats just an example, i dont really have it fitted.... i made it up

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Fenwarrior said:

Just a note to those who may be considering a nice new quick shifter for their GS.

I had one fitted with mine , now I do like it a lot but I have just renewed insurance and have been shopping around as you do.

As soon as I mentioned the quick shifter and had the "I'll just put you on hold while I speak to the under writers" I got a number of responses all of which cost money.

Some started with £165 quotes and went to sorry no chance

Some started with £180 and went to £711

Did the checks on line and just removed mention of the quick shifter and we're back to a normal price. I did finally get and underwriter at MCD who didn't mind so much and it only went up a small amount.

So just a note beware of quick shift insurance

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SteveC10 said:

If the GS is a TE model, does the quick shifter not come as standard?

If this is the case then so long as you tell the insurance company it's a TE model, you don't need to discuss the quick shifter.

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dave hendy said:

Yes, it does. No need to mention it, they should know what a TE comes with


Sent from my iPad using Tapatalk

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SteveC10 said:

If the GS is a TE model, does the quick shifter not come as standard?

If this is the case then so long as you tell the insurance company it's a TE model, you don't need to discuss the quick shifter.

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Santa-2512 said:

And thats a conundrum in it's self.... watch the vid if you declare it as a TE, and they check your reg doc, and its only registered as a GS then you've made a false declaration -

You have to insure it as to what it says on the v5...

I've already had the conversation with my insurance company ....

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littleade said:

Depends on the year. My late 2015 (MY 2016) one didn't and was an option then but my late 2017 (MY 2018) one did, so they didn't start fitting them as standard until somewhere between the 2.

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Barnoe said:

If a car pulls out and T-bones you.... the fact you have a fancy exhaust or quick shift gears wouldn't make any difference to the outcome of the crash.
personally i would see them in court and fight it out.

Id love to see the statistics showing which companies have the highest rate of worming there way out of a claim.
that way everyone could avoid them, and put them out of business.

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Barnoe said:

If a car pulls out and T-bones you.... the fact you have a fancy exhaust or quick shift gears wouldn't make any difference to the outcome of the crash.
personally i would see them in court and fight it out.

Id love to see the statistics showing which companies have the highest rate of worming there way out of a claim.
that way everyone could avoid them, and put them out of business.

Click to expand...