IAM Surity offer it as "standard", and IAM Roadsmart have a pro forma letter for your insurer, I think the issue is more around Insurance companies/brokers not being aware/understanding what it means.A few years ago when tutoring for ROSPA, they provided a standard letter for the insurers, went along the lines that its a voluntary unpaid road safety xxx and xx miles a year of my riding is undertaking this role. Submitted it 4 years on the trot (after getting quotes and selecting an insurer) and each insurer came back at no extra premium, confirming it was covered under the policy.
Would have thought IAM would have something simulator?
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On the car side, IAM ROADSMART insurance covers you for injury/death U75 and only death O75.
Despite raising this as an issue, as a large % of car obs are older than bikes, I have never got a breakdown of riskes etc, as the insurer claims commercial confidentiality.
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