Not the cheapest but very efficient, flexible, answer the phone and reply to questions in writing within a reasonable time period.
I have a pretty complex multi-vehicle policy, bikes, cars, motorhome and a vintage car, all on one policy. I live in central London with not the greatest post code, E1. Two of the cars sit on the street, another is away from home. The motorhome sits in a private livery stable (you try getting a call centre chimp to understand that) and the vintage car, irreplaceable one might argue, has a value considerably greater than the whole lot added together. The vintage car has been undergoing complete restoration, Hiscox were able to insure the pieces, recognising that the value of the vehicle increases as the restoration nears completion.
Be polite with them and they will do their best to help you. To be honest, they do not get out of bed for premiums as low as some we see on these pages but why should they, they don’t need to. But give them something meaningful or tricky to insure (multi, mixed vehicle is not ‘easy’, I’d suggest) and they might well prove to be good. If nothing else, they are free to talk to and all speak English.
I have a pretty complex multi-vehicle policy, bikes, cars, motorhome and a vintage car, all on one policy. I live in central London with not the greatest post code, E1. Two of the cars sit on the street, another is away from home. The motorhome sits in a private livery stable (you try getting a call centre chimp to understand that) and the vintage car, irreplaceable one might argue, has a value considerably greater than the whole lot added together. The vintage car has been undergoing complete restoration, Hiscox were able to insure the pieces, recognising that the value of the vehicle increases as the restoration nears completion.
Be polite with them and they will do their best to help you. To be honest, they do not get out of bed for premiums as low as some we see on these pages but why should they, they don’t need to. But give them something meaningful or tricky to insure (multi, mixed vehicle is not ‘easy’, I’d suggest) and they might well prove to be good. If nothing else, they are free to talk to and all speak English.
