I take it that i am covered if i ride my 1200gs from home.
Does the collective agree?
Are those inclusions or exclusions? I reckon you need to study both of them, and even then - looks like you will not be sure.
I take it that i am covered if i ride my 1200gs from home.
Does the collective agree?
This is Avivva wording:
I have high blood pressure which is controlled using candesartan; fairly common these days.
I usually use Worldwide Travel or Post Office and was gobsmacked at the hike in the premium as I declared this. In the end I spoke to NatWest who told me over the phone that because my condition was under control I was still covered by my bank policy. Didn't get it in writing so will be checking now.
Thanks to all the contributors to this thread.
You may well find it cheaper to buy an annual ‘multi-trip’ policy, rather than two singles. Assuming that is the ‘multi-trip’ policy covers all the activities you intend to carry out and destinations you intend to visit, of course.
Some good advice, ripped from the web:
This is Avivva wording:
try Get Going - I use them as do others with pre-existing medical stuff. A very easy to use declaration system on the website and premiums are not loaded by much - an extra £2.66 for hypertension & type 2 diabetes that are well managed on an annual policy
https://www.getgoinginsurance.co.uk/
Half way to a ten pager.
True it is, but the more exposure these sorts of threads get the better. I would imagine there's a fair few who think they may be covered, if it encourages someone to check, that has to be a good thing. Also serves as a good reminder that policy wording changes and what was good last year might not be now..
try Get Going - I use them as do others with pre-existing medical stuff. A very easy to use declaration system on the website and premiums are not loaded by much - an extra £2.66 for hypertension & type 2 diabetes that are well managed on an annual policy
https://www.getgoinginsurance.co.uk/
You may well find it cheaper to buy an annual ‘multi-trip’ policy, rather than two singles. Assuming that is the ‘multi-trip’ policy covers all the activities you intend to carry out and destinations you intend to visit, of course.
Some good advice, ripped from the web:
Seems clear to me that cover for riding a bike from home as your mode of transport is covered. Section 9 has the exclusion:
9. Motorcycles, mopeds and scooters
Any claim as a result of you using any motorcycle, moped or scooter, if:
• You do not wear a crash helmet.
• You are in control of the vehicle and you do not hold a valid licence to drive that vehicle type in your home area.
• The vehicle is above 125cc and you did not use it to travel from your home area.
• You are not wearing appropriate protective clothing.
Flipping those statements gives you the conditions in which you are covered i.e. must wear a helmet; must wear appropriate clothing (woolly as not clearly defined); must have a licence to ride that size bike and must have travelled from home on the bike (so not covered for fly-ride where you hire a bike in resort)