daytripper!
Registered user
Some insurance companies ask if you have fitted any ‘performance enhancing mods’ whilst others seem interested in EVERYTHING non-factory. So regarding companies anal about mentioning everything would gradually adding say: panniers, touring screen, crash bars, hugger, etc ~whilst the policy is operational~ attract an amendment fee ea time at say £50 a pop??? Maybe you just fit the crash bars or whatever and keep shtum but I can see that said ins company could reasonably refuse to reimburse you for the cost of your expensive ‘undeclared’ crash bars following an ‘off’. If insurers are going to be anal then what happens about panniers & top boxes which are frequently fitted or removed?? So to declare or not farkles added during the policy or just accumulate (possibly a high risk strategy) then list en-masse the next time the bike gets insured??? TIA