Getting desperate to find insurance, any ideas?

simoto

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All I want to do is insure a standard, thirty year old motorcycle but keep falling at various hurdles. These are;
Bike is not registered in UK - yet. (some will cover for 28 days on frame number)
Bike model is not on their systems. It's a relatively rare Moto Guzzi.(not rare as in special, just rare as in they couldn't sell any.)
It's not kept in a garage overnight (this one is really annoying me, I know the bike is safer where it is than it would be in some garages)



Comparison sites are a waist of time (model recognition)
Have tried
Bennetts
Adrian Flux (Close!, got a quote last night, called back today and turned down (garage). If I'd known then what I know now I'd have bit his hand off)
Footman James
Lexham
Cornmarket (This lot are being helpful, may get a call back)

Just messaged Peter James for a call back.
 
Bike is not registered in UK - yet. (some will cover for 28 days on frame number)
Bike model is not on their systems. It's a relatively rare Moto Guzzi.(not rare as in special, just rare as in they couldn't sell any.)

join the Guzzi Club , wait till its registered , find a garage/conservatory/hallway .

to put this in context , i kept my Laverda , in my bedroom for a year whilst on a ban !
 
I have no experience personally, but Lynbrook Insurance do Classic BMWs 0800-4700553.

Good luck....
 
ERS, as ChasMill has said, are no longer owned by Hiscox. That being so, they do (so far at least) remain at least understanding that not everyone fits the tidy category of what makes up the huge pool of conventional motor vehicle owners in the UK.

I have a number of vehicles insured with them (I have just renewed) under one single motor policy, something that would be difficult without talking to a specialist insurer and impossible under any on-line comparison site. That not all of the vehicles are garaged, some not even kept at my house, one being valued at north of £300,000 and not being on any run-of-the-mill data base, you can imagine this might well fry the brains of the average call centre chimp; you can see why I need to go to a specialist insurer. ERS are not the cheapest but for service and flexibility I can’t, at the moment, fault them. Give them a go, it is free to ask and a telephone call is often better than an on-line question or application.

For what it’s worth, NFU came a pretty close second to ERS, when I last shopped around. I will shop around again in 2022, after which ERS will have been my insurer for five years. If ERS are still reasonably competitive and efficient compared with any alternative insurer I might happen to find, I’ll stay with them. If they are not, then I’ll move. But it won’t be to simply save a pound a week.
 
Thanks for all the advice.
Went back to Adrian Flux and they progressed the original quote this time. (documents come through from Bikesure, AF are a subsidiary).
Also had good service and reasonable quote from RH Services
 


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