2004 1150GS 70,000 MILES IS A WRITE OFF

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Claims assessor just called me. Valued the bike at £4,500. the bike to buy back is £1,750:eek:

God, I'm not sure what to do?

he commented that the number plate alignment to the rear of the bike looks skewed, and said it might be the sub frame, and that the shaft drive assy. might be fucked.

I have lots of photos that I could post on here for you all to see and help me out in my quandry. I love the bike, but £1,750 and an unknown quantity, engine was smokey when it ran for about one minute, when it was collected.

Advice please

There again, I suppose that as I paid £7,000 for it 8 years ago. extras that I did were, fog & spot lights. muffs, crash bars, stubby pipe, wally flaps, top box, pannier frames. ????????????? Stressed.
 
if its a write aff why £1750 to buy it back is it not usually a lot lower and do you homework on the value of it when i wrote of my SV650S last year hastings offered about 1100 but gotit incressed when i sent a few adds in from MCN online with what they were selling for


good luck
 
Seems a lot to buy it back - take the £4.5k and you should be able to get something else to start all over again adding bits and bobs ;)
 
What would I do........take the money:)
 
A salvage company will typically pay around 30% of payout value for a CAT D write off. Less for CAT C. Figures differ from insurer to insurer. So £1750 isn't too far off the mark bearing in mind the salvage company will have to collect the bike, store it whilst you await the pay out (the bike is still yours up until you receive full payment) and some admin costs.

How they come up with £4500 is a mystery to me. But a bonus for you. The salvage company ain't going to see any profit on that bike for sure. That's why they're all struggling for survival!

I'd take the cash.
 
Just take the dosh. Plenty of decent bikes around with less miles you can replace it with at the mo.

£4500 is a very good offer i reckon
 
Have to agree with you about taking the money. I quite fancy an 1150RT.

Why do the 1100's go for so much money then? Or should I say, why are they advertised at such a high price, compared to 1150's.

£4,500 seems good for mine, but it is / was a 2004 53 plate bike? The 1100's on sale here are quite a bit older, for not a great deal less?
 
If you bought it for 7000 8 years ago and can get 4500, the bike has cost you 85p/day so that's not bad at all. 85p/day for huge fun and grins is v.cheap. Take the money.
 
Sorry to hear your bike's been written off! If I were in your position, I'd take the dough, buy either the Granada Dakar 1100 or the red 1100 in the GS for sale section and spend the remainder on a nice little break to recouperate! :thumb
 
My brain is a bit addled at the mo', I blame the pills I am taking.:blagblah

I've done 70,000 miles, bike cost £7,000. Getting £4,500 back. So it's cost me 3.57p a mile?

£2,500 / 70,000? wow.:thumb2
 
Still do some homework & haggle over the "derisory" offer of "only" £4500. You might get £5k... :thumb

Glad to hear you're ok, but I don't think I'd be rushing to take a chance with the salvage costing so much. I wrote off my old R80GS, got paid out £2600 & bought the bike back for £175. It might have helped that I'd got it recovered back to my own garage for storage while we haggled. Total cost of £1900 for the bits to rebuild it, including a brand new frame imported for me by Motorworks, & for a local bike shop to do the work. I then ran it for another 40k miles (104k total by then) & then still sold it for £1500...

Just checked the sums & it worked out at about 54p/day & 1.7p/mile that it cost me to own.
 
I'd take the money and go for the best 1100 I could find, knowing there'd still be enough left over to cover the cost of even the nastiest surprise if one bit you on the behind....
 


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