85% increase in uninsured vehicles

Aidan1150

Aidan1150

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Taken from the RTE website

There has been an 85% increase in the number of uninsured drivers on Irish roads compared to this time five years ago.

The Motor Insurers' Bureau of Ireland, which deals with accidents involving drivers without cover, said there are now more than 150,000 vehicles on the road without a valid policy.

The MIBI says the numbers of uninsured vehicles on Irish roads have increased from just over 82,000 five years ago to 151,000 at the end of this year.

The figures are calculated by comparing the number of registered vehicles to those which have insurance.

They show that one in every 14 private vehicles on Irish roads is now uninsured. The bureau says the rising cost of motor insurance is a factor.

It warns that drivers face major penalties if they do not hold a valid insurance policy.

These include having their cars seized on the spot, an automatic court appearance, five penalty points and a significant fine if they are caught driving without insurance.

It is also warning that it will pursue uninsured drivers through the courts for cash or assets to cover costs arising from road crashes.

It says close to €1 million has been recovered by the bureau so far this year.
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It is thought that the high price of premiums is the cause of the 85% increase but premiums will inevitably rise as there are fewer folk sharing the burden which will undoubtedly mean that more and more people will chance going without cover.

Meanwhile those of us who do insure our vehicles will run the gauntlet of being involved in an incident with one of these cnuts. :mad:

In my opinion, being caught without insurance should result in similar penalties to being caught driving drunk, ie loss of licence and having to retake a driving test.


It warns that drivers face major penalties if they do not hold a valid insurance policy.
These include having their cars seized on the spot, an automatic court appearance, five penalty points and a significant fine if they are caught driving without insurance.
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The potential for serious injury and death to fellow motorists is every bit as real but not having the wherewithal for people to claim for damage or loss is highly irresponsible and should result in the uninsured driver being liable to lose everything, their house and possessions and their liberty in the event of a death or very severe injury being inflicted.
 
I spend a lot of time in the South and that's pretty scary. Mind you, not sure it would be much better in the north.
As a driving instructor it's also pretty scary to see how many don't have driving licences around here either.
Governments are good at making laws but there's no-one out there to enforce them. There's a statement I never thought I would ever make!
 
Hi Aidain point taken about penaltys for no insurance

But the real problem is fully with the greedy bastard insurance companys
and there ridicules high costs and the fuck wit wankers who govern these things.
Dont see these bastards been thrown in jail for making car insurance that high the normal
working person cannot afford it anymore. iam sure greater majority of these people would be insuring there cars if the price was a lot more affordable and justified.
But with the cave man thinking of throw these people in jail and string them up from the highest tree for not being abale to pay there car insurance is just what the greedy fucking
bastard insurance company want to hear. this is music to there ears, until this changes
there will be more and more uninsured cars on the road.
I suggest you have a look at what these wanker insurance companys are charging people to insure there cars, I pity young people trying to get a job and car to get to work and then pay these insurance cost which are just plain greed and unjustified

Have a look at the REGO system that is used in Australia much more fairer system to use
but in Ireland there is no such thing as fair goverment only who can get the most system.

Ok rant over about these bastard insurance companys.
 
I would imagine if one of the poor unfortunate downtrodden uninsured drivers hit you and left you up shit creek....... you might take a different view of it.

Sent from a OnePlusX
 
It would only serve to strenghen my views on this subject
and again its the cave man thinking as i said above that has lead to this situation
with people being forced to use there cars while uninsured.
and with this narrow minded thinking things will not change its the insurance industry that has to change. and that dose not mean lets all screw the car driver for more money.
Please have a look at the stupid insurance priemeums that are being charged.
and have a think why people dont have insurance on there cars and what can be done to help this. The attitude of the poor down troden people is complete shite and offers no arguement or solution what so ever.
While your surfing the net for the uninsured statistics and how they should be delt with
which i do agree with they should be at least hefty fine and points on license
but again this only sharpens the whip for the insurance companys.

have a look at the REGO system in Australia this is a fair system.
 
The problem for the insurance companies is a minor bump with a few hundred quid of damage turns out to be thousands after all the add on claims jacked up rentals on loan cars, ambulance chasers, accident management companies etc

The industry needs a real shake up and rethink
 
David, in the Irish Times the boss of AIG gave the following statistic

In an exclusive interview in Business This Week, Declan O’Rourke, general manager of AIG in Ireland, said whiplash awards here were out of kilter with the rest of Europe with the average premium for new business now about €700.

“In France and Germany, the normal award for whiplash is between €2,000 and €3,000 and the legal fees are in the hundreds. In Ireland, the average award for whiplash is €15,000. So we have the most expensive necks in Europe. Ironically, in the UK, the average payout for whiplash is £5,000 and they dub themselves as the whiplash capital of Europe.”
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In order for insurance premiums to return to reasonable levels then the payout amounts have to be realistic. Ireland is a relatively small market so the premium level has to be large in order to cover the amounts being paid out in respect of injuries. The whole thing then becomes a vicious circle.

I haven't gone trawling the internet for this information. The 85% was a leading item in the RTE news today and the whole premium/payout debate features regularly.
 
When we lived in Australia I phoned my insurance to get get my wife covered "Are you ok with her driving your car" I was asked. I said yes. Well ok she's covered. No charge..
 
Hi Aidain

Sorry for the rant but this boils my pish sort to speak.
I pay for insurance on 5 diffrent vehicles each year but my premiums are quite reasonable
and i feel are justified in price.
Did you ever hear of the saying do on to them as they do on to you,
If the Joe Blogs feels like he is getting ripped of by the insurance companys
when joe bloggs gets a chance to bite back he will.
this is another atitaude that has to change but unfortunately wont in the near future either
there dose need to be stricter controls on the claiming game as well as its a total harsh as well
with people claiming and feck all wrong with them but who is there to check up on them.
 
Davy Doherty said:
When we lived in Australia I phoned my insurance to get get my wife covered "Are you ok with her driving your car" I was asked. I said yes. Well ok she's covered. No charge..
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That is largely true here in the UK, too..... at least as far as the 'No charge' aspect goes.

If bods would like the government to become responsible for their Motor insurance, as opposed to insurance companies; be very careful what you wish for. I mean, the NI government are really good at administering the RHI, aren't they? And that's just for starters.

Southern Irish Motor business is, to use a local expression, a feckin' disaster; with General Third Party Liabilty business, not far behind. Trust me.
 
Deleted account 181015003 said:
The problem for the insurance companies is a minor bump with a few hundred quid of damage turns out to be thousands after all the add on claims jacked up rentals on loan cars, ambulance chasers, accident management companies etc

The industry needs a real shake up and rethink
Click to expand...

Drivers who claim using solicitors bump up the price with solicitors getting paid same or higher for whiplash claims. They push insurance price up as well.
 
David Morton said:
It would only serve to strenghen my views on this subject
and again its the cave man thinking as i said above that has lead to this situation
with people being forced to use there cars while uninsured.
and with this narrow minded thinking things will not change its the insurance industry that has to change. and that dose not mean lets all screw the car driver for more money.
Please have a look at the stupid insurance priemeums that are being charged.
and have a think why people dont have insurance on there cars and what can be done to help this. The attitude of the poor down troden people is complete shite and offers no arguement or solution what so ever.
While your surfing the net for the uninsured statistics and how they should be delt with
which i do agree with they should be at least hefty fine and points on license
but again this only sharpens the whip for the insurance companys.

have a look at the REGO system in Australia this is a fair system.
Click to expand...
Do you really reckon the majority of the uninsured just can't afford their insurance premium?

I say again and I don't wish it upon you........... but when you get t-boned by an uninsured scrote, that lands you in hospital with a broken hip........ your opinion of him/her may very well change.
God love them, what with the price of cigarettes and lager........ how would you expect them to insure the Corsa!

Sent from a OnePlusX
 
This is a very emotive subject isn't it?
If your average 18 year old was charged £100 for a year's insurance, they still wouldn't bother their arse paying it!
More money for beer and makeup. Don't know what the girls would buy.
As Aiden says, a clampdown on the claim culture by shyster solicitors and more chance of getting caught and punished are the only deterrents.
I have my doubts that insurance companies make much profit on motor insurance with today's claim culture, used to be it was accommodation business for existing customers.
Think about it, how much would you ask for to take an 18 year old driver on to drive on today's roads in, say, a VW Golf?
 
4500 euros is the going rate down here for an 18 year old in a golf depending on full licence etc could be higher i know one young lad paying 3500 third party what would similar cost in the north i would imagine a lot less
my work insurance went up 30% last year,they tried to put it up another 40% this year the reason well its in the papers and on the telly so i told them to feck right off ended up 1% less than last year because i refused to pay the inflated permium because the newspaper said i should
i know of a case where a woman had so many claims on the go at 1 time she brought the wrong doctor as her witness to court who told of the wrong injuries for that claim so the judge just gave her 10000 and the legal expenses were 25000 so insurance company paid out 35000 for an obvious bogus claim and that is a huge problem
 
frank1200 said:
4500 euros is the going rate down here for an 18 year old in a golf depending on full licence etc could be higher i know one young lad paying 3500 third party what would similar cost in the north i would imagine a lot less
my work insurance went up 30% last year,they tried to put it up another 40% this year the reason well its in the papers and on the telly so i told them to feck right off ended up 1% less than last year because i refused to pay the inflated permium because the newspaper said i should
i know of a case where a woman had so many claims on the go at 1 time she brought the wrong doctor as her witness to court who told of the wrong injuries for that claim so the judge just gave her 10000 and the legal expenses were 25000 so insurance company paid out 35000 for an obvious bogus claim and that is a huge problem
Click to expand...

As the Irish would say, 'cute whores'.
 
Wapping said:
the NI government are really good at administering the RHI, aren't they? And that's just for starters.
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The sooner the arrogant excuse of a so called first minister resignes over this potential £480m loss the better.
 
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