Another Insurance thread- CN or Adelaide?

[KB]

Apologies for another insurance thread.
2 Bikes 2008 1200GSA and a 99 K1200rs-45yo, 9 years NCB,IAM,fully comp
CN- €408 first quote -will probably match Adelaide on 2nd quote
Adelaide- €360 2nd quote -with breakdown and NCB protection

If the money is the same who would you go with.I've always gone with CN -was too lazy to change.

Rgds
KB

 

[Dakar]

Have been with CN for 5 years. I expect they'll match the other quotes, normally do...... the only one to offer full euro breakdown cover..... makes them the best value, if your thinking of travelling....

Have used thier breakdown cover twice, and its been faultless.... CN for me

 

[BSD]

Adelaide breakdown wont cover bikes over 10yrs old.

 

[JKW]

I'm with Adelaide purely down to price. But if you declare your bike as garaged then watch out for the 'not garaged' exclusion. Their usual bike underwriter, KGM at Lloyds, offers no cover at all if your bike is at your home address and is not in a locked garage! Not just overnight - anytime! I'm putting up with this because they were so much cheaper than elsewhere but am not entirely happy about it - still, you pays your money....

 

[KB]

I'm with Adelaide purely down to price. But if you declare your bike as garaged then watch out for the 'not garaged' exclusion. Their usual bike underwriter, KGM at Lloyds, offers no cover at all if your bike is at your home address and is not in a locked garage! Not just overnight - anytime! I'm putting up with this because they were so much cheaper than elsewhere but am not entirely happy about it - still, you pays your money....

Thanks for the info guys, the guy at Adelaide told me bothe bikes would be covered for breakdown. Think I'd need it more for the 08 GSA than the 99 k12rs.

 

[GerryC]

........the guy at Adelaide told me bothe bikes would be covered for breakdown..........

In UK & Ireland only - CN breakdown covers mainland Europe.

 

[ghiribizzo]

Yer maun offered me European Cover from Call Assist. Wasn't dear for a months cover but dunno what the script is with the people you'd get when abroad. Likewise DFDS Ferries offer cover for not a lot but as I work with a company owned by the AA's parent group we get UK cover so I'll call and see if they make any sense in trying to ask for European cover for 3 weeks.