Bennett’s insurance. Advice needed, to make a claim for probable write off.

Bennett’s on my ignore lost, muppets, total disinterest when I refused to allow referral to accident management company( blame free accident caught on camera), presumably they were going to miss out on a referral fee…
 
i think that since comparison sites took off it’s been a race to the bottom re service. Therefore IMHO they may well all be crap when you need them….if that’s the case I’ll switch to cheapest known name every time And fully expect to be given the runaround. The one time in umpty years I have needed to claim (hit a deer in car) the insurance company were actually fine to deal with so pleasant surprises always welcome.
 
I had/have two bikes with Bennett’s let’s call them A & B

Bike A owned the longest and had maximum no clams discount….

I then bought bike B……went to insure it…..with Bennett’s … new policy …..0 no claims as attached to other policy….

ok, seems fair……..

three years pass…….

bike A maximum….bike B three years…..

then disaster…….Bike A written off……….paid out - policy cancelled…..

Bike B comes up for renewal….. £100 increase……a claim….. “not on this policy I declare……”

“ ah ha… no sir … you have claimed…….” So you loose your no clams discount……..

but……..


but……..

you told me, I could not share my NCD across my new policy, but if I’ve claimed…..you can spread the joy across my policies……..

happy days.
yup! and if you crash your car then you loose your NCD on your bike too......regardless if you build both up separately.....it's a con of epic proportions.
 


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