I had/have two bikes with Bennett’s let’s call them A & B
Bike A owned the longest and had maximum no clams discount….
I then bought bike B……went to insure it…..with Bennett’s … new policy …..0 no claims as attached to other policy….
ok, seems fair……..
three years pass…….
bike A maximum….bike B three years…..
then disaster…….Bike A written off……….paid out - policy cancelled…..
Bike B comes up for renewal….. £100 increase……a claim….. “not on this policy I declare……”
“ ah ha… no sir … you have claimed…….” So you loose your no clams discount……..
but……..
but……..
you told me, I could not share my NCD across my new policy, but if I’ve claimed…..you can spread the joy across my policies……..
happy days.