Bike insurance

[Bendy toy]

The market isnt quite as varied as some would have us think though according to this, Hastings and Carole Nash are actual competitors.

http://www.adrianflux.co.uk/blog/2007/08/who-owns-your-insurer.html

 

[ronnie69]

I find the comparison websites useless, as I have a complicated history and several bikes on the one policy. They don't have the flexibility to cope. Maybe they are a shortcut for some, if the circumstances are straightforward.

You just have to resign yourself either to not knowing if you're paying more than you need to (almost definitely) or to spending time and getting frustrated ringing round a lot of different insurance brokers initially and then every time your renewal comes up. Depends how much you value saving money. Everyone's circumstances are different, so there's not much point in asking which broker is best, unless you want a list of candidates to ring round.

At my last (MCE) renewal, they swore blind they had given me their best quote, but I rang round and got a better one, which they eventually matched (going down about £50 to about £260, from what I remember). It's a pain in the arse. I felt like going elsewhere because they had messed me around, but changing companies also involves effort and I couldn't be bothered.

+1. At last renewal when I had four bikes to cover (sold 3 of em since ), some of the jokers said at the start of the call that they did multi bike insurance. Then when I'd gone through all of the details for the first 2, they said 2 is the max they will cover. Since when did multi mean 2? Still, you live and learn. Bunch of cnuts most of them imho.

 

[Greenman14]

I had a bad experience with Bennetts: they had, and maybe still have, some pretty stiff caveats regarding modifications. Absolutely anything that was not OEM equipment was classed as a modification and affected the price, or the validity of the policy if not disclosed. Example: different screen, crash bars, lights, hugger/fender extender; the list is endless. I spoke to them but they would not discriminate between accessories and modifications and improved performance was not an issue, absolutely anything different was a problem for Bennetts.

 

[Delboy777]

Im with Adelaide in Belfast and have been for years now. When it comes to renewal time i wait for their quote then go and get a similar quote, from say compare the meerkat and then ring em back and ask them to match it (they have a price match promise) saved me £60 last year. I will wait and see what they say next week when i phone them and tell em ive sold my Street Triple and im buying a GS

 

[NS3230]

Currently I'm with Motorcycle direct, who must of been competitive in their pricing ( for me personally anyway!).
Following accident damage sustained when my GS was knocked over in a car park a couple of weeks back, my initial impressions are very favourable. Too date they have been really helpful and currently have organised a 1250 Bandit as a loan bike, offered services of DAS Legal Expenses Recovery and are having bike repair covered by BLD (Bikers Legal Defence). To date this all appears professional, highly efficient and very re-assuring.
I shall keep you all posted once the bike is returned, tho of course none of this would of been possible if it weren't for the car driver who witnessed my bike being knocked over and kindly left details of the third party car, Plus, his own phone number.
ps. Obviously he deserves a reward for this kind act.

 

[mcinlb]

Renewed mine last week - this year I decided to run my details through a couple of the comparison sites and certainly had some cheaper quotes than my renewal offer from Carole Nash, but without as many included benefits, European recovery etc.
I then put all my details through the online calculator on the Carole Nash website (effectively as a new customer) and included all the mods to the bike, increased my mileage a little, and it quoted £30 less than my renewal quote! Paid online and phoned them to let them know they already had my proof of no-claims

+1 , I tend to do this every year as I generally want to stay with CN ( breakdown cover abroad), and always get a reasonable quote from then as a 'new' customer.

 

[drinkingparrot]

Just asking for who is best for bike insurance as my renewal is coming up!

What the FCUK has this to do with the technicalities of a 1200cc boxer twin ?, .

 

[Neil A]

You don't have to read it!

What the FCUK has this to do with the technicalities of a 1200cc boxer twin ?, .

Nothing, but it's obvious what it's about. If you aren't interested, move on!

 

[Wapping]

Nothing, but it's obvious what it's about. If you aren't interested, move on!

Yup, insurance costs. Feck all to do with a single type of BMW motorcycle.

And do you know what? The answer is always the same. A list of insurance brokers each cheaper (or more expensive) than the last and / or with a summary list of insurance companies.

The end solution is always similarly reliable: Get on the fecking phone and call a few. It takes ten minutes. You - and others like you - earn (we hope) at least the minimum wage, you'll probably save more that you might have lost in the ten minute period expended.

 

[Neil A]

Solution

Yup, insurance costs. Feck all to do with a single type of BMW motorcycle.

And do you know what? The answer is always the same. A list of insurance brokers each cheaper (or more expensive) than the last and / or with a summary list of insurance companies.

The end solution is always similarly reliable: Get on the fecking phone and call a few. It takes ten minutes. You - and others like you - earn (we hope) at least the minimum wage, you'll probably save more that you might have lost in the ten minute period expended.

Yes, your end solution is correct

But it does take longer than 10 minutes

However, there's no point moaning about it or asking someone else for an easy answer. As you say, in this case, you have to put in some effort. When you do, it's almost guaranteed to pay off

 

[Wapping]

Yes, your end solution is correct

But it does take longer than 10 minutes

However, there's no point moaning about it or asking someone else for an easy answer. As you say, in this case, you have to put in some effort. When you do, it's almost guaranteed to pay off

Hoorah

The one single solution to the great problem is confirmed for all time. and an acknowledgement (of sorts) that it has nothing to do with 1200 GS motorcycles in particular.

All you have to do now is get a bit quicker on using the phone's numeric keypad