Recently purchased as a cat N write-off (which is criminal as there's hardly any damage), it's on my bench awaiting a thorough 'going over', but keen to learn of it's history if anyone knows or owned the bike.
Sorry @Nice 'n' Fat - what or who is 'NOG'?That'll be a NOG supplied bike
Sorry realised I didn't respond to the initial question @squibb34.Looks OK from that view - what was the reason for the write off?
Looking at the MOT history & last years fail, I do wonder who would present a bike for inspection when the front brake lever pulls back to the bar - I can't imagine it would be anyone from this esteemed forum.
NOG = North Oxford Garage 01865 319000Sorry @Nice 'n' Fat - what or who is 'NOG'?
Bought off eBay from Motomine (the salvage company in Yately)NOG = North Oxford Garage 01865 319000
If you give them a call and ask them about any outstanding recalls they may help with service history etc but don't be surprised if they quote GDPR as a reason they either can't or won't help you
I take it this bike came through Copart?
Because insurance companies work on repairing damaged vehicles with new parts we end up getting to the ‘beyond economical repair’ stage very quickly on older less valuable vehicles.Sorry realised I didn't respond to the initial question @squibb34.
The bike appears to have been dropped on the RHS. Sum of damage:
The parts in bold are what I've sourced from ebay & Motorworks. The marks on the final drive are tiny - like hands and knees at 18 inches inspection 'tiny' - but suspect that they are the main reason that some knobby insurance assessor gave it Cat N. Add in a days labour and 'karboooomb' - this is a 'write -off'
- Screen (£170 - £80)
- Crash bars (£400 - £60)
- Mirror (£30)
- Cylinder head protector and spark plug cover ( £50) (£9)
- Both the valve cover and rear bevel picked up a couple of small marks (£350 & £1500)
- The RH hand guard is marked and has a small crack (£40)
Very true. I suspect that the bike also had luggage on it - so throw in a scraped side case and possible topbox (the mounting plate is there) and a non mechanically minded owner would have just surrendered the keys and taken the cash. Their loss my gain at this pointBecause insurance companies work on repairing damaged vehicles with new parts we end up getting to the ‘beyond economical repair’ stage very quickly on older less valuable vehicles.
It’s one thing for us to buy a used part for our use but can you imagine how many bladders full of boiling piss there’d be on here if a ‘pride and joy, mighty steed that had never let me down’ had a secondhand part fitted on the say so of a ‘knobby’ insurance assessor.
The bloke in the pub that is an expert in all things insurance will tell you that it’s impossible.Is it difficult to insure a cat N ?
That is interesting to know. Do you think a cat C will be the same to insure as an unwritten off bikeThe bloke in the pub that is an expert in all things insurance will tell you that it’s impossible.
Those that have done it will tell you that it is easy.
Any claim would result in a reduced payout due to the market value of a category N being roughy 30% less than an unwritten off bike.
After all, it’s the insurance company selling the damaged vehicles for repair, resale and ultimately going back on the road.
It’s been a while but when I last sold a Category bike, it was C and D back then, now N and S. Non structural and structural, the quote was the quote.That is interesting to know. Do you think a cat C will be the same to insure as an unwritten off bike
Would a new MOT be sufficient to prove any repair is up to required standard ?