drilled remus baffle

[Mr K]

If your motorcycle is anyway other than the way you described it when you started the policy your insurance company will drop you like a hot brick. Fact.
Forget the rebel image and sh*t -They hold the cards and purse strings.

 

[Dave Price]

Just to clarify the insurance position: The company can't get out of their 3rd party/road traffic act responsibilities, unless their insured is, disqaulified from driving, or has never held a driving licence. However, they could refuse to pay out on the comprehensive side of the policy ie. not repair their insureds bike. In addition they could also instigate proceedings for 'giving false details to obtain insurance' etc.

 

[GSmonkey]

If your motorcycle is anyway other than the way you described it when you started the policy your insurance company will drop you like a hot brick. Fact.
Forget the rebel image and sh*t -They hold the cards and purse strings.

Yeah right, I'm a rebel without a baffle, the badest ass dude this side of the Watford gap.

I think I'll 'risk' the wrath of my insurance company.

To be clear about this, nobody will insure you with an illegal pipe, 'cos its illegal. So all bikes will loud pipes are in the same boat.

I'm sure more people are invalidating their insurance riding around with illegal rear tyres which the insurance companies can easily state as a contributory factor to your accident rather than a noisy pipe.

So try to relax guys, get your nose out of the small print and enjoy your biking

 

[swebb]

does it not come down to the fact that it's a RISK !!!

The insurance company has the right to class your insurance as invalid if the bike is in anyway not "road legal"

the offending item/s do not have to be a contributing factor in the accident, the fact that the bike is not road legal is enough... and insurance company's don't give a stuff about the likes of you and I, all they're interested in is their money!

As such, any reason to invalidate your insurance will be met with glee....

The argument of "all the other bikes" is rediculous.... so they're all taking the risk... doesn't mean that you have to !!!

At the end of the day, each individual is entitled to take the risk if they choose to, i guess you have to do your own risk assessment and decide if the look/noise is worth it for you.......

nobody is right or wrong... it's a risk, you choose to either take it, or you don't... but don't make the mistake of thinking your insurance company "WILL" over look it, the facts are, you're making your bike illegal!!!....end of !

 

[JayGee]

does it not come down to the fact that it's a RISK !!!

The insurance company has the right to class your insurance as invalid if the bike is in anyway not "road legal"

...
At the end of the day, each individual is entitled to take the risk if they choose to, i guess you have to do your own risk assessment and decide if the look/noise is worth it for you.......

nobody is right or wrong... it's a risk, you choose to either take it, or you don't... but don't make the mistake of thinking your insurance company "WILL" over look it, the facts are, you're making your bike illegal!!!....end of !

It's sad fact but the above is only too true, they might not find out, they might not refuse to pay-up but THEY MIGHT, that's the risk. Miserable gits these insurance companies!

 

[GSmonkey]

Never met so many risk averse bikers....get a car

 

[jonboy]

To be clear about this, nobody will insure you with an illegal pipe, 'cos its illegal. So all bikes will loud pipes are in the same boat.

Not so. Royal Sun Alliance's Ikons policy insures my SV650 with a can marked not for road use (Remus Grand Prix). Providing it doesn't add substantial horsepower they're fine with it and I've informed them. However most insurance companies won't play ball as we know.

I think the difference here is that we were talking about a road legal can that had deliberately been tampered with making it illegal but still pretending to be legal. Deliberate fraud you see rather than changing the standard can for a "replacement part" which is "not for road use".

Some people might find this a little too subtle but the point is that the latter could be seen as ignorance of the regulations and the former an act of deliberate fraud.


.

 

[GSmonkey]

Didn't realise you could insure a bike for the road that isn't legal....I stand corrected

 

[Dave Price]

They (insurance companies) are always happy to take your money, legal or not. After all, the person you are dealing with, is probably recieving commision and won't be worried about your future claim problems.
I know companies that, albeit not knowingly, insure people without driving licences, because they don't ask to see one. A person who has never had a driving licence can't technically be insured.