my standard response, which I hinted above, to anyone looking for short term breakdown cover is to check the annual price first. Same applies to personal travel insurance.
Euro breakdown cover for a single trip.
- Thread starter harley-metisse
- Start date
my standard response, which I hinted above, to anyone looking for short term breakdown cover is to check the annual price first. Same applies to personal travel insurance.
Don’t forget most policies include words very much like “recovery cannot be used as a way of avoiding repair costs”. Those are a quote from Britannia rescuer.
this could be Important when you are on your much loved perfectly good self maintained hack worth more to you than it’s paper value. Would you really shell out £2-3,000 or more to repair at a main dealer in EUland when you could diy for a few hundred at home. Refuse to pay the repairs and your chance of recovery has probably evaporated.
Use breakdown for roadside assistance for the little things and to get the bike somewhere safe for biggies. Have a plan B for recovery, eg rent a van or car & trailer. And I’m pretty sure standard T&Cs of tunnel and ferries require you to be able ride your bike on and off it too.
this could be Important when you are on your much loved perfectly good self maintained hack worth more to you than it’s paper value. Would you really shell out £2-3,000 or more to repair at a main dealer in EUland when you could diy for a few hundred at home. Refuse to pay the repairs and your chance of recovery has probably evaporated.
Use breakdown for roadside assistance for the little things and to get the bike somewhere safe for biggies. Have a plan B for recovery, eg rent a van or car & trailer. And I’m pretty sure standard T&Cs of tunnel and ferries require you to be able ride your bike on and off it too.
At the end of the day,
if i get my bike recovered to a main dealer following a breakdown , the costs of repairs is moot to me
as others have said man / mate / van are all options
Cue the “Anyone know of safe storage in (insert obscure village or even major city) whilst I sort my shit out” urgent posts.
Bods get into a blue funk over parking in Leicester and hotels more than a mile from their front door. Them finding a shed with a lock, baffles even my fervent imagination.
PS Any insurer will work off a pretty realistic estimation of value, based on a happy average. Why? Because:
A. They can.
B. It’s a mass sold product, pulled off the shelf, sold in droves to Mr and Mrs Average from Walsall, with their run of the mill vehicle.
C. They (the insurer) doesn’t care that steed XYZ is 30 years old and is lovingly stored next to the owner’s bed, polished more often than his (door) knob. Nor that it would command top dollar, to be sold only when the vehicle is too much for the owner’s aching bones or he pops his clogs.
If C, is true of the vehicle, buy a Classic policy and maybe avail yourself of the ‘free’ recovery / breakdown extension, as some policies of this type offer. I have one for a car first licenced in the early 1930’s and valued at….. well, a reasonably large number.
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Now I have my travel insurance sorted I need to think about breakdown recovery.
Went on the BMW website option and you can pay monthly for warranty inc breakdown. Cost is £38 per month with £50 excess. Is there any reason why you would not just buy it the month you are going and cancel on your return?
Went on the BMW website option and you can pay monthly for warranty inc breakdown. Cost is £38 per month with £50 excess. Is there any reason why you would not just buy it the month you are going and cancel on your return?
check the start date against the period before you can make a claim and you can meet any conditions about needing a full BMW service history
some breakdown cover won't let you claim until the policy has been active for a few days to reduce abuse from those already broken down so a bit of a bummer of you get a puncture that day after the policy starts.
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