Has anyone declared a hilltop remap to their insurers?

Tell you what, Geoff, rather than you pay a couple of grand to someone else...if I ride down to you on 6th March on my bike you mapped 3 years ago and give you a hug, will you buy me breakfast?

:bounce1:bounce1:bounce1:bounce1:bounce1
 
You may laugh....
If there's a couple of hundred grand in a personal injury claim, I wouldn't be surprised what they start looking for any more.
 
Since Hilltop is only in my mind, or else all smoke, mirrors and magic how could anyone ever know it had been done?
 
Just before i went to hilltop my insurance was due so i asked them if i had the bike tuned and dyno'd what would the difference be ?
My thinking was if its a few quid only why not ?
The responce was
"Sorry we cannot quote before you will have to get it done then we can tell you what your new premium will be !"
No wonder people dont declare !

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I've just asked my insurers if they would increase the premium based on a) new f/r shocks Wilbers) and b) engine remapped for smoothness and NOT addition power.

I'll let you know how I get on...

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Probably has, but you are f***ed if you do and f***ed if you don't.

But the upshot is, f/r shocks - no premium increase provided it does increase the value of the bike and they are fitted professionally ;-).

Engine remapped, they would decline to continue the insurance on the bike.

I wasn't planning to remap, but whilst I was asking I thought I'd gave a laugh.... mind you, if I make a claim you can bet they'll be checking the engine map faster than a rat up a drain pipe...


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Greenman14 said:
Since Hilltop is only in my mind, or else all smoke, mirrors and magic how could anyone ever know it had been done?
Click to expand...
I think you may be making a morally suspect differentiation about whether something is legal and whether you can get away with it.
 
How many are riding used bikes that have been mapped by previous owner and don't no ? Both of my WC bikes had been mapped and resold by dealers.
 
I'd put money on BMW having had the first demonstrators of the TC remapped.
When I finally bought one a couple of years ago, it was nothing like I'd ridden when they first came out. I'd bought a Massey Ferguson!
Sorted now, though.
After the VW fiasco, I wouldn't trust any of them.
 
I advised my brokers about fuelling ratio reset, which is what it is, and they didn't give a monkeys. It was in several pages of mods/costs.

Here's the thing if a manufacturer states that a vehicle makes X power @ y revs and you find it makes 70% of X if you bring it up to spec, is that tuning or not ?

I have a statement from underwriters at Directline: FiL had Rover 75 cd (113) which he x packed to 130 and was charged 10% more due to additional risk/ costs. He subsequently got 75cdti (131) and had it tuned externally to 190 (or standard bmw 2•0l) they weren't interested as Rover engine was detuned and it was "just" returned to standard spec.

Go figure !
 
So, some insurers don't give a damn and other refuse to insure.

So, tell them or not and hope that if it all goes FUBAR your barrack room lawyer skills can talk your way out of a 30% attachment of earnings for the rest of your life to pay for for somebody's life-changing injuries.

Roll the dice and be lucky :thumb2
 
They all claim a 15% power loss through the transmission. On those figures, a boxer 1200 gearbox and FD at full load would need to lose about 11Kw in heat. So where are all the radiators and cooling fins? A gearbox that wasted that much power would be toast in a few miles.
 
Nobody rides at full load all the time so you're losing far less than 11% of peak power. Power is lost as noise as well as heat. And plenty of heat is radiated by the gearbox/FD casings as well as being conducted away.
 
Nippy Normans supply Touratech, Wunderlich, Desert Fox and many other makes of accessories.
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