If the worst happens how do you get home?

[EVskiy]

Following an incident in Spain in 2009 we were left stranded in the small town of Torreblanca.
My insurance company said "we don't provide hire/courtesy cars in Spain", this left us a bit stranded.

During a phone call to @Ming of this parish he said "do you want me to come and pick you up?"
As it would be a 2,500 mile round trip for him I thought he was joking. He phoned me back a few hours later and said he and @Greg Masters were going to 'pop down' after work on Friday.... it truly was an International Rescue.

Between Greg and Matt they drove the 1,250 miles each way to return us and what we managed to salvage from the wreckage back home

Two weeks after getting back home I had a phone call from my insurers, "hello Mr G, we are pleased to tell you we can arrange a hire car for you in Spain"

Surprised you walked away from that Patrol

 

[er-minio]

In a box, usually.

 

[jonnie comet]

Strange as its only as we get older we care about these things, lol

OR.....nearly get properly stuck when you're young.

45 years ago as an apprentice Ewan N Charlie, I oh so nearly got stuck in France with just about sweet FA 'Plan B'. With nothing more than the blind ignorance of youth and plain good luck, I managed to get home. This focussed my mind.

Since then I've done a 'wessie' and always have plans B-C-D etc. It might sound boring but I can do without the 'excitement' of being stuck in a foreign land, kackered bike, broken leg or whatever.

Who's responsibility is it to get me home? - Mine.

 

[MikeO]

In 2012 I bought travel insurance from Eurotunnel and had my bike insured with Aviva. When the bike caught fire near Madrid, the Eurotunnel insurance (via the AA) flew me and my luggage home (but via fucking Ryanair), and the wreck was left at the recovery firm, as it was clearly a total loss. Aviva told me they would have recovered the bike had it been damaged, but not rideable.

Aviva paid a pretty generous settlement, mostly because I could document every modification I had made to the bike, and I ran through a set of colour ink packs for my printer showing all the extras on the bike. I also put a spreadsheet together, showing the replacement cost of all the part (I strongly advise against doing this - no good can come of it...)

 

[Hartley]

There’s a recent post on FB UKGSer where another guy has had his bike stolen from a hotel carpark in Reims.
Amongst the comments someone said that they’d been told by their insurance company that if his bike were stolen outside of the U.K. it wouldn’t be covered, since Brexit I’ve checked my insurance and there nothing to that effect apparent to me but has anyone else heard this?
I’ll just add I did see a guy from White and Dalton ( I think) on YT saying that if you’re involved in an accident in Europe and it’s the other guys fault bringing a claim against them is a lot more difficult now.

 

[stever1]

There’s a recent post on FB UKGSer where another guy has had his bike stolen from a hotel carpark in Reims.
Amongst the comments someone said that they’d been told by their insurance company that if his bike were stolen outside of the U.K. it wouldn’t be covered, since Brexit I’ve checked my insurance and there nothing to that effect apparent to me but has anyone else heard this?
I’ll just add I did see a guy from White and Dalton ( I think) on YT saying that if you’re involved in an accident in Europe and it’s the other guys fault bringing a claim against them is a lot more difficult now.

Yes I saw this post on FB . either he’s wrong, or he didn’t ask the right questions when buying the insurance.

 

[er-minio]

it wouldn’t be covered, since Brexit I’ve checked my insurance and there nothing to that effect apparent to me but has anyone else heard this?

Read the fine print. Each policy will differ a bit.

 

[wessie]

There’s a recent post on FB UKGSer where another guy has had his bike stolen from a hotel carpark in Reims.
Amongst the comments someone said that they’d been told by their insurance company that if his bike were stolen outside of the U.K. it wouldn’t be covered, since Brexit I’ve checked my insurance and there nothing to that effect apparent to me but has anyone else heard this?
I’ll just add I did see a guy from White and Dalton ( I think) on YT saying that if you’re involved in an accident in Europe and it’s the other guys fault bringing a claim against them is a lot more difficult now.

Every policy will give you cover in the EU to be legal. That might be less than the 3rd party cover we have in the UK.

Some policies have the added benefit of extending the full cover of the policy including own damage, fire and theft for a set number of days per trip or per year. The underwriter or broker might only make this available if you activate the cover by giving them your specific dates of travel.

If the scenario you describe is correct then there are two possibilities: a) the rider did not buy a policy that has theft cover in the EU as an additional benefit or b) the rider had the cover available as part of the policy but failed to meet the terms and conditions by proffering the dates of travel to activate said cover.

My own cover with Ageas via Devitt automatically provides full cover for a trip into EU & some others for 90 days per trip. No requirement to give dates.