insurance shocker,any helpful advice welcome

Try go compare, then if you want to stay with your current insurer give them a chance to match best quote.
I unfortunately had to make a claim on my car insurance in April and when my bike renewal came up in August I informed them appropriately, coincidentally I was changing the bike for a newer model, I normally paid £125 fully comp for the GSA, was quoted 300 on new bike, reduced to £250 with legal protection included when I told them of a better quote from Bennetts, I'm with Hastings direct btw. Good luck
 
Here you go. It is worth it to use all of the comparison sites and also make sure you have the same conditions and excess on each quote. Just remember you cannot use a no claims currently being used on another bike on the new policy. You start from scratch with a new second bike unless the old one is sold. Wapping has some good advice, the man does deal with insurance as that is his job.

http://www.thebikeinsurer.co.uk/

http://www.moneysupermarket.com/motorbike-insurance/

http://www.comparethemarket.com/motorbike-insurance/

http://www.confused.com/motorbike-insurance

http://www.gocompare.com/motorbike-insurance/

http://www.motorcyclenews.com/insurance/
 
Try BMW Insurance which is a Devitt policy or Devitt direct but watch for compulsory excesses - good luck
 
After a 4 year break I'm back on the bike and collect my 65 plate 1200GS TE on Monday. I have 1 small claim from 2.5 years ago and no points, 48 YO been riding for 22 years without a bike claim for 20 years. I live semi-rural, am responsible enough to be a legal drug dealer and garage the bike. My problem was lack of NCD!

Flux offered £1300
BMW £585 with Eu cover, breakdown, legal, keys and £2k of leathers etc cover
Hastings £485 without the above

There were a host of others in between varying by excess and exclusions/cover level/quality.

Finally I was put onto Principal who've got me 2 yrs NCD intro, legal, keys and leathers cover for £385 with £250 xs. In 12 months if I'm claim free I'll have 3 yrs NCD (possibility of a bonus to 4) which can be protected. Guess what? Its with equity Red Star!

Insurance is, IME, a lottery. I have a 103 year old car which I use 6 months of the year for 700 to 1000 miles and is valued at ~£100,000 (replacement cost - not what it cost me), has essentially no brakes, no safety features, lights etc so any accident will be expensive. The premium is £185 per year. I have a Disco4 which does 30k miles, used for business is valued at £35k and that costs me £500 (under £200 for SDP+C). By my calculation my bike insurance with max NCD would cost be about £200 which is not bad.

Claims history is the most important one - I nearly got caught out by Swiftcover counting a spurious claim against me (guy claimed I'd hit his wing mirror when he'd hit me - repair cost £35 but Swiftcover gave him £150 without my permission) and a glass repair as fault claims when I returned to them for a quote.
 
166 quid comp with 350 excess,with principal,get in! oddly I phoned them yesterday and got quoted 560,i phoned them again to confirm the web price which they have.thanks for all your help in this matter,just got to wait for my bike to arrive at the dealers
 
Vanguard said:
It will be your postcode as everything else is perfect
Click to expand...

May also be the "garaging". Companies are now beginning to distinguish between garages attached to the house (they like) and garages which may be in a block away from the house/flat (they don't like).
 
Nippy Normans supply Touratech, Wunderlich, Desert Fox and many other makes of accessories.
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