Insurance

[IanC86]

I paid £700 on a new 1250GSA Apr 24. Switched it to a new 1300GSA Dec 24 bumped up around £80 for the rest of the term. Renewals just come through at £1900 no changes to personal circumstances other than an additional year no claims.

 

[Pepsi]

It’s a conspiracy by all the insurance companies. They want to steer us all away from proper bikes and encourage us to buy these new fangled electric monstrosities.

 

[walkingpictures]

Try Hastings insurance I found them great to deal with and this year's quote actually went down which must be a first for most of us at renual time.

I ended up with them this year with two bikes on the policy

 

[glyndwr]

Picking mine up tomorrow, Bikesure was the best price .

 

[IanC86]

Try Hastings insurance I found them great to deal with and this year's quote actually went down which must be a first for most of us at renual time.

I’m with Hastings. Managed to contact them today and have negotiated a lower price, it’s in line with quotes I’ve had so have renewed at £946.

 

[roundincircles]

I'm 77 and pay about £350 for a 1300 GS TE. Last year, the quotes started at £10,000, but I got one at £350 after using comparison sites. But this year, I dropped my mileage below 4000 miles, and all quotes were reasonable.

 

[roundincircles]

Try Confused.com. They came in with several quotes at £350 plus. Compare the market provided one quote at £1100

 

[Tall Lad]

After several searches of comparison sites the cheapest I found was Lexham Insurance, just £518. Cheapest after that was Hastings but that was well over £700

 

[Sneldog]

I just insured my GS with Hastings Direct for £360. Up £25 on last year with a year of depreciation and another year of no claims! It’s a 21 plate 1250.

 

[Flappytabs]

Fitting a quality tracker saved me far more on insurance than the cost of the tracker. Tracker works really well too. I get regular calls to ask if all is ok when i have forgotten to disable the tracker when cleaning or fettling the bike. It is quite reassuring.

 

[zoltan]

won’t accept risk anymore

Would you? The state of policing in the UK and the rate of recovery is 5% or 48/50% if you have a tracker. Add a shithole post code, no garage, no security, age, high value bike, desirability for theft, high cost of repair. As a share holder I want a profit on my shares in the insurance company, not a loss.

 

[howdoo]

I was quoted £1100+initially for 12K annual miles.
I reduced it to 10K miles to reduce the premium from 1100 to under 500.
When i get close to the specified limit, I will ask about extending it and paying extra.

 

[GrinningGSer]

My 2014 GSA is £204 p.a , with Bikesure ( Adrian Flux)
I’m low risk in a low risk area
(I note reg no’s of bikes that interest me, for insurance purposes )
“How much to insure xxxreg , 1300GSA?”
Response was £1,200 p.a.
Note Ducati MTS V4s £926 p.a.
The shocking increase makes me keep my old GSA and will soon do yet another 2,500 mile Europe tour on it.

 

[Pepsi]

I'm 77 and pay about £350 for a 1300 GS TE. Last year, the quotes started at £10,000, but I got one at £350 after using comparison sites. But this year, I dropped my mileage below 4000 miles, and all quotes were reasonable.

I can’t even begin to imagine a quote of £10k, I’d just assume they were joking.

 

[roundincircles]

I can’t even begin to imagine a quote of £10k, I’d just assume they were joking.

i call those crazy high quotes, fook off quotes. As an aside, Admiral has 25% of the market, and last year, it raised prices in double digits, while the rest followed. The Government stepped in and threatened a full Price/Monopolies Commission enquiry, and compared the French market, which had the same economic profile as the UK but a 2% price increase. Admiral backed off on prices.

 

[casbar]

Fitting a quality tracker saved me far more on insurance than the cost of the tracker. Tracker works really well too. I get regular calls to ask if all is ok when i have forgotten to disable the tracker when cleaning or fettling the bike. It is quite reassuring.

That's interesting, buying a new bike (not GS), fitting a tracker reduced the premium by £20, not a massive saving. Data Tag gave as much discount

 

[twizzle]

I bought a £25k Roadking in December……Harley insurance would not cover as value too high….you could not make it up…quotes over a grand were common…

Adrian flux (Bikesure) sorted me out over a longish phone call for just under £600…. They have covered in year one for full replacement

 

[twizzle]

My outgoing Dyna was £140…..fully comp

Tada!!!

Should have kept it….

 

[Flappytabs]

That's interesting, buying a new bike (not GS), fitting a tracker reduced the premium by £20, not a massive saving. Data Tag gave as much discount

The make of tracker made a huge difference to mine. The biggest discount by far was on the Bike Trac system.

Arsey has one for sale here

For Sale - BikeTrac tracker with 12 months subscription-new, unopened.

Unwanted gift Brand new, unopened with years subscription so worth £398. £199 posted. Can’t post till 29th April.

www.ukgser.com

 

[Khulu]

I've got six to insure and there are fewer multi-bike options out there. They never consider that I can only ride one at a time!