National insurance number

[Bill-H]

Minor sideswipe on Saturday, other car changed lanes without noticing my 24ftx8ftx10ft motorhome already in the space she was about to try and accupy.
Paint scrape, no injuries etc- (your thoughts and prayers taken as read thank you)
On the phone to my insurance company to report this coming together, and amonsgt the questions I was asked was for my national insurance number.
What's that all about then?

 

[Pip5ter]

Proof of ID??


Sent from my iPhone using Tapatalk

 

[Monsieur]

Minor sideswipe on Saturday, other car changed lanes without noticing my 24ftx8ftx10ft motorhome already in the space she was about to try and accupy.
Paint scrape, no injuries etc- (your thoughts and prayers taken as read thank you)
On the phone to my insurance company to report this coming together, and amonsgt the questions I was asked was for my national insurance number.
What's that all about then?

Maybe to check you’re a bona fide UK citizen of working pedigree?

 

[wessie]

Minor sideswipe on Saturday, other car changed lanes without noticing my 24ftx8ftx10ft motorhome already in the space she was about to try and accupy.
Paint scrape, no injuries etc- (your thoughts and prayers taken as read thank you)
On the phone to my insurance company to report this coming together, and amonsgt the questions I was asked was for my national insurance number.
What's that all about then?

FAQs | Admiral Law

In this section, you'll find Frequently Asked Questions about us and our practices.

admirallaw.co.uk

ID check to cross reference with your driver's licence

pretty much de rigeur for any financial service now where you are asking for a bank or insurer to give/lend you money

 

[Bill-H]

FAQs | Admiral Law

In this section, you'll find Frequently Asked Questions about us and our practices.

admirallaw.co.uk

ID check to cross reference with your driver's licence

pretty much de rigeur for any financial service now where you are asking for a bank or insurer to give/lend you money

Insurance companies have access to the inland revenue database?
I can understand them having access to the DVLA to check validity of a driving licence - I was asked for my driving licence number but didn't have the number to hand as my licence is with DVLA with the associated medical form for it's 3-year renewal as I'm over 70 and want to retain my C1+E category.
I wonder how those who still have the old paper licence get on, as there would be no digital link to their NI number.
The insurance companies don't of course ask for your national insurance number when they take your annual premium, just to prove you are who you say you are..

 

[Davey B]

Ah, so they asked for licence details first and you couldn't provide them so the followed with the request for your NI number. That makes sense

 

[wessie]

Insurance companies have access to the inland revenue database?
I can understand them having access to the DVLA to check validity of a driving licence - I was asked for my driving licence number but didn't have the number to hand as my licence is with DVLA with the associated medical form for it's 3-year renewal as I'm over 70 and want to retain my C1+E category.
I wonder how those who still have the old paper licence get on, as there would be no digital link to their NI number.
The insurance companies don't of course ask for your national insurance number when they take your annual premium, just to prove you are who you say you are..

even those with a paper licence will still have a record on the DVLA database - that existed before we had photo licences as police could make a PNC check over the radio decades ago.

if you go online and ask to see your own DVLA record e.g. to share with a car hire company, DVLA will ask for your NI number as part of the login procedure. These records are automatically linked by the UK Government https://www.gov.uk/view-driving-licence

and yes, an insurance broker will take anyone's premium in good faith to initiate a policy but they are going to undertake due diligence before processing a claim. That is a pragmatic approach as people would soon moan if they had to produce a passport and utility bill to take out a new policy.

 

[Bill-H]

even those with a paper licence will still have a record on the DVLA database - that existed before we had photo licences as police could make a PNC check over the radio decades ago.

if you go online and ask to see your own DVLA record e.g. to share with a car hire company, DVLA will ask for your NI number as part of the login procedure. These records are automatically linked by the UK Government https://www.gov.uk/view-driving-licence

and yes, an insurance broker will take anyone's premium in good faith to initiate a policy but they are going to undertake due diligence before processing a claim. That is a pragmatic approach as people would soon moan if they had to produce a passport and utility bill to take out a new policy.

Thanks for the explanation.

 

[ChasMill]

even those with a paper licence will still have a record on the DVLA database - that existed before we had photo licences as police could make a PNC check over the radio decades ago.

if you go online and ask to see your own DVLA record e.g. to share with a car hire company, DVLA will ask for your NI number as part of the login procedure. These records are automatically linked by the UK Government https://www.gov.uk/view-driving-licence

and yes, an insurance broker will take anyone's premium in good faith to initiate a policy but they are going to undertake due diligence before processing a claim. That is a pragmatic approach as people would soon moan if they had to produce a passport and utility bill to take out a new policy.

The rules around money laundering are very clear. Insurance is one way to launder money, so in order for a claim to be paid, those rules need to be complied with.

 

[Wapping]

When I had a test ride on a Honda Goldwing and on the Royal Enfield Himalayan, both dealerships asked for my driving licence and my National Insurance number, simply as a means to confirm who I claimed to be.

From vague memory, the government's website, when enquiring about a driving licence’s validity, requires the licence number and the NI number.

PS Charlie is dead right, we have to jump through several hoops before accepting premium and / or paying claims, even to large corporate clients that we have worked with for years.

 

[Bill-H]

When I had a test ride on a Honda Goldwing and on the Royal Enfield Himalayan, both dealerships asked for my driving licence and my National Insurance number, simply as a means to confirm who I claimed to be.

From vague memory, the government's website, when enquiring about a driving licence’s validity, requires the licence number and the NI number.

PS Charlie is dead right, we have to jump through several hoops before accepting premium and / or paying claims, even to large corporate clients that we have worked with for years.

Thanks Richard, I was just a little surprised that national insurance numbers were used by anyone other that government offices, I'm usually quite wary of giving out more information about myself to third parties than would seem necessary to me, it wouldn't be beyond the realms to imagine someone nefarious gaining access to enough information about a person to set up false identities, all neatly collated in one place at a call centre. Name, address, driving licence number and photo, national insurance number, date of birth.
I wasn't asked for driving licence number or NI number when I paid my annual premium, so those hoops weren't jumped through when my money was accepted.