New to me R1200GS - Is a Warranty actually worth anything when you need it?

[GS Emu]

Just got myself home on a stunning example 22,000 mile TE model from 2013. with one previous owner, full dealership servicing and MOT tracking shows approx a minimum of 1000 miles per year. BMW are going to supply me with the itemised maintenance history once I have the new V5 in my name, which is handy.
So being a complete newbie to the GS scene, there's a question I find myself asking.. is a Warranty actually worth anything when you might need it, and if so what product do you buy?
I have breakdown membership to get the bike to a destination of my choosing for those unexpected stoppages, but what about financial assistance to save 'me' having a breakdown all of my own when facing a repair bill?

As always, thanks in advance for anyone taking the time to share opinions and experience's..

 

[GrinningGSer]

My 2014 GSA 40,000mls is still on extended warranty
It has benefited from , in order;
Water pump , front brake master cylinder replacement , left throttle body replacement , ECU replacement , rear brake attention followed by ABS unit replacement.
Then there’s European trip breakdown /recovery included.
I call the bike ‘Trigger’s Broom’ and it’s almost new.
Tell me if all of that’s worth the warranty , because they never present bills for that lot !

 

[littleade]

Depends on your attitude to risk in some respects. If you want the peace of mind then they can work for you, though be wary over what they actually cover (and what they don't) as they may not offer the same cover as a factory warranty does. As an example IIRC the BMW extended warranty does not cover you for things like the battery or the exhaust flappy valve thing. There may also be servicing requirements you have to abide by which might cost you more than it would if you didn't take a warranty out? Another option is to put the cost of the warranty away each year and use that if you need it to pay for/towards any repairs. If you don't have to have any repairs done you'll have a nice little pot of money.

You pays your money etc

 

[Santa-2512]

If it's an LC model, then yes i'd say take an extewnded warranty

my 2016 had under warranty

Throttle grip assy

Throttle grip loom

Camshaft sensor

ECU

Throttle body

And a rear shock (not under warranty ) and that was £1200 with a goodwill gesture from the mothership

 

[clutchspring]

I had a quote last year from the bmw warranty people for my 1200gs 2018 after the two year use approved warranty ran out and I thought it was very expensive.
£400 + £100 excess per claim + something like £98 to include breakdown/ recovery.
Its like any warranty only worth having if you have to make a claim.

 

[wessie]

My 2014 GSA 40,000mls is still on extended warranty
It has benefited from , in order;
Water pump , front brake master cylinder replacement , left throttle body replacement , ECU replacement , rear brake attention followed by ABS unit replacement.
Then there’s European trip breakdown /recovery included.
I call the bike ‘Trigger’s Broom’ and it’s almost new.
Tell me if all of that’s worth the warranty , because they never present bills for that lot !

if you bought the bike new, haven't you paid the best part of £4000 for that insurance policy (it's not a warranty)?

would that work have cost £4000?

I had 2x 2016 BMW bikes. Neither needed repairs beyond routine maintenance in the 9 and 6 years I owned them.

If I had spunked £300+ a year on an "extended warranty" for every vehicle I owned since 1981 out of it's new vehicle warranty I would have spent something like £30k on insurance premiums. Instead, I have self insured and probably spent no more than £3000 on repairs beyond routine maintenance that one of these insurance products would have covered.

 

[GrinningGSer]

if you bought the bike new, haven't you paid the best part of £4000 for that insurance policy (it's not a warranty)?

would that work have cost £4000?

A good question , to which the answer is PROBABLY

Referring to my list of works done and some of those were BIG ticket items . I cannot accurately say , because my dealer refused to let me see the worksheets with costs . Add labour , plus need for two recovery trucks and I estimate that it’s break even .

Also , it’s a huge benefit , being able to hand a bike over and leave to sort.
The recovery , which resulted in ECU replacement , was a difficult diagnosis with erroneous fault code leading to trials involving parts that were not necessary . Imagine needing to fund that . I am happy .

 

[theoneandonly]

why not buy something that is tried and tested ....modern BM's , seem to have a lot of expensive faults built in at the factory.

it's a 12 year old bike .