replacement engine

[JerseyNeil]

Buying a motorcycle for cash is madness.

You need to realign your thinking as you get no protection.

I always buy my vehicles on Credit Card or Finance from the showroom.

I then pay off my Credit Card at the end of the month. So owe nothing, but I then gave Consumer Protection from the Credit Card Company.

Same with finance, but always check they dont charge for credit or early repayment. They then have a legal invested interest in the vehicle and you can leverage their legal team to help you. Repay the loan early whenever you want.

Paying cash is the weakest position to be in.

Sorry Warlord, no offense "buying a bike for cash is madness" but I disagree. My dealer wanted to charge 3% to put the whole bike on my credit card. I paid the deposit with my credit card (free of fees) and paid the rest on collection with my debit card (whether that is the same as 'cash' ) most dealers won't actually take a handful of notes anymore but even if they did I got a receipt and sales contract so I don't see how you pay makes he slightest bit of difference.

 

[Mr Bean]

Speak with credit card company Section 75 team and explain your situation. See if they can help? But it's a long shot.

There might be a case of Breach of Contract from the dealer under the Sales of Good AND SERVICES Act.

The dealer has to provide reasonable care and skill or might be in breach of contract under the 'services' part of this act.

If it is found they are in breach of contract you may be able to use this for a total rejection of the deal.

This will be a fine tuned specialist legal position I think.

Looking at the The Consumer Rights Act 2015 and the wording I cannot see that there could be a breach in the service - the dealer isn't providing a service as far as I can see?

Equally, is the product faulty, or not fit for purpose or misdescribed? If it's none of these things what is the claim?

 

[Warlord]

Sorry Warlord, no offense "buying a bike for cash is madness" but I disagree. My dealer wanted to charge 3% to put the whole bike on my credit card. I paid the deposit with my credit card (free of fees) and paid the rest on collection with my debit card (whether that is the same as 'cash' ) most dealers won't actually take a handful of notes anymore but even if they did I got a receipt and sales contract so I don't see how you pay makes he slightest bit of difference.

Well thats equally as good but always make sure your Credit Card deposit is more than £100, as anything over £100 the Credit Card company is equally liable for the whole amount in a dispute, not just the deposit amount.

My point being, use these services available to you rather than ignore them.

Don't just slap Cash down as nothing there to protect you.

 

[JerseyNeil]

Oh don't you worry The dealership certainly want more than a hundred quid deposit

 

[Deleted account Aberdeen GS]

Well thats equally as good but always make sure your Credit Card deposit is more than £100, as anything over £100 the Credit Card company is equally liable for the whole amount in a dispute, not just the deposit amount.

My point being, use these services available to you rather than ignore them.

Don't just slap Cash down as nothing there to protect you.

100% correct ...its interesting how few people understand this !

 

[Santa-2512]

All gone very quiet?

Did the OP get his money back & required pound of flesh?

 

[Karlos]

Just read the comments about buying on a credit card. My dealer wanted 3% for a credit card purchase, so I did the deposit on credit card and the rest on debit card. As when you pay a portion on credit card, you are protected for the entire amount


Sent from my iPhone using Tapatalk