My bike insurance is with Lynbrook & ERS and they include breakdown cover in uk and Europe
Not sure who the underwriters are for breakdown
However I rang from France

and it went straight through to Opteven/Europ Assist helpdesk
Very fast service - even in a French BH Monday
Tow truck & mechanic to the Boulangerie cafe where we were having coffee and breakfast, within 35-40 mins
Bike uplifted onto tow truck by ourselves and driver immediately
Off to their garage to attempt a fix - but they didn’t have the correct part (it was a car garage/tyre centre and breakdown fleet)
Bike garaged there, due to no parts on a BH Monday
Recovery agent phoned them to advise predicament and their agent booked me into a hotel and arranged a taxi immediately, no quibble or hassle
Taxi turns up in 20 mins and I am whisked away from tyre centre to hotel with outdoor pool
From initial call…. to being in a hotel room was about 2.5-3 hours tops…Can’t fault that
Found a BMW Motorrad dealer 1km from my hotel
Phoned them on the Tuesday morning to obtain the bmw parts and took a Uber to collect and bring me back to hotel
Breakdown assistance brought a taxi to hotel to take me and luggage to the bike, across town
Fixed bike myself and back on the road again within 24 hours total downtime and onwards to Vosges via peage to Nancy, from Normandy to meet up with my touring companion again
Bike fine for rest of trip
Couldn’t fault the breakdown cover