. In other words, motorcycling on a machine with a capacity of greater than 125cc is excluded.
I spoke to them last year they have changed insurers know, they told me you are covered on your own bike over 125cc abroad but only insured up to 125cc if you hire a bike abroad, getting in touch with them in a week or so to see if there new affiliated company Aviva offers the same.
People need to be really careful about what they think and / or what they read, particularly on internet forums or in chat rooms.
Nationwide make the following statement on their website:
Our FlexPlus Travel Insurance provider is changing to Aviva Insurance Limited (Aviva). For lots of our FlexPlus members, this will happen automatically on 1 May 2024. If you have an upgrade in place, U K Insurance Limited will continue to be your provider until your upgrade expires.
Reading that, it seems to say:
1. Only if you have upgrades in place on your existing policy, insured by UK Insurance Limited, does your existing policy stay active and then only until the upgrade expires. I take that to mean that, once it expires, that customers will switch automatically to the (possibly) more restrictive Aviva policy.
2. The policy I linked to is, I think, the current policy which carries the 125 cc limitation. I could though be wrong. Customers should, very carefully, check for themselves.
On a more general note. Besides being wary of what you read on the internet, ‘free’ insurance and other covers, provided by bank accounts and the like:
A. Are often very basic, stripped down versions of what is available (usually for a fairly modest cost) elsewhere.
B. DO change. The banks will tell you but it relies on you reading (and understanding) what the notification says. Then acting on it, if and as appropriate. Do not think that the whizzbang policy you had when you switched to say, Nationwide (possibly because your mate told you it is the dog’s bollocks) will always stay whizzbang, even if it ever was.
The same applies to conventional policies. They too, change. A good example would be the Post Office’s offering, which used to be highly recommended. They switched insurers. The new policy excluded, unusually perhaps, motorcycles with a capacity of greater than 1599 cc. Not a great concern if you ride say, an 1150 cc bike, but useless to me with my 1600 cc bike.
The ‘free’ policies are designed to cater for the run-of-the-mill Mr and Mrs Average and their 2.5 children. As a rule Mr and Mrs Average and their 2.5 children don’t ride or hire any motorcycles, scooters or mopeds. They do not care one jot about the exclusion or limitation, any more than I might care about rock climbing or morris dancing. YOU though might have very real need to care, when you are lying in a hospital bed, wondering who put that tube up your dick and….. more importantly….. who is now going to pay for it.
It’s very dull to read the words now but you’ll be reading them more than once when the chips are down. By then, it might well be too late. Trust me on that at least.
Or try the Insnorance sub-section.
