Direct Travel Insurance Beware

NeilDD

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Hi All,
Please bw aware that If you use Direct Travel insurance for your travel cover, then from 0900 Monday 29th July 2024
YOU WILL NO LONGER HAVE PERSONAL LIABILITY COVER FOR ANY BIKE OVER 125CC YOU WILL ONLY HAVE ACCIDENT COVER

Neil
 
I am very surprised that they ever offered any third party liability cover, relating to motor vehicles of any sort. Most (if not all) off-the-shelf travel policies exclude it absolutely, as it is covered (compulsory) by the Motor policy.

I guess it is (or was) just a bolt on, to possibly fill a gap when someone rents or uses a hired scooter (or similar) and is otherwise uninsured by a suitable motor policy. That’s just a very wild - and probably very wrong - guess though.
 
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Why would they when the third party liability in your motor insurance covers that risk?

If you mow down a row of nuns[1] at a bus stop, they will claim against your bike insurance, not travel insurance.

[1] a friend managed to do this on his 750cc Kawasaki
 
Hi All,
Please bw aware that If you use Direct Travel insurance for your travel cover, then from 0900 Monday 29th July 2024
YOU WILL NO LONGER HAVE PERSONAL LIABILITY COVER FOR ANY BIKE OVER 125CC YOU WILL ONLY HAVE ACCIDENT COVER

Neil
Can you advise which travel insurance companies provide this and do they provide a certificate? JJH
 
We're covered with Directline at the mo and have been told they are withdrawing from the Travel insurance market. Obviously honoring current polices but will not be able to renew.
 
Why would they when the third party liability in your motor insurance covers that risk?

If you mow down a row of nuns[1] at a bus stop, they will claim against your bike insurance, not travel insurance.

[1] a friend managed to do this on his 750cc Kawasaki
What; a full row of penguins; :D
 
Why would they when the third party liability in your motor insurance covers that risk?

If you mow down a row of nuns[1] at a bus stop, they will claim against your bike insurance, not travel insurance.

[1] a friend managed to do this on his 750cc Kawasaki
That’s the second row of nuns mowed down this week….no wonder I don’t see many!
 
That’s the second row of nuns mowed down this week….no wonder I don’t see many!
Although you are quoting a post nearly a year old. The anecdote is worth repeating periodically as a few people here know the miscreant
 


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