just got back from my german-France trip...i use a Starling card, Mates were using normal bank debit cards to fill up where it took 130 euro's everytime they filled up, at the end of the 11 day trip some had still not got their money back. Starling card, load it up with say 200quid, as soon as i filled up it asked if i wanted to pay ( the correct amount) in sterling or euro's, no charge for using ATM'S, its a no brainer, I now use it for all my banking transactions on the move, supermarkets etc , I just load it up from my main bank account, saves carrying cards around