Insurance for non-resident

[Snaf]

I have been doing that with every attempt.

I mis-read your earlier post in that case as I thought you hadn't.

I am not a dual resident.

That was my understanding as I thought you'd ticked the not a resident box and I thought that per my previous post that you could be and then there's no reason for you not getting a quote.
Maybe I've misunderstood your first post and questions.

 

[Snaf]

What happens if you try a quite for a much cheaper bike just to make sure it's not the bike causing a problem.

 

[Olorin5]

What happens if you try a quite for a much cheaper bike just to make sure it's not the bike causing a problem.

That’s one of the permutations I haven’t tried yet. TBH I’m leaning towards getting a family member to buy the bike and listing me as a named rider.

 

[Wapping]

That’s one of the permutations I haven’t tried yet. TBH I’m leaning towards getting a family member to buy the bike and listing me as a named rider.

Time differences notwithstanding, have you spoken to a real live broker / intermediary yet?

 

[Olorin5]

Time differences notwithstanding, have you spoken to a real live broker / intermediary yet?

Not yet but I will of course. It’s a work in progress….

 

[Kitsilano]

To be on the electoral roll, don't you have to be paying countil tax?

I had a devil of a time getting insurance when I moved back to the UK from Auckland (Devonport) in 2012 (I mention the year because so much 'my personal experience' becomes irrelevant within even a short space of time).

My NZ NCB was not accepted.

I did find insurance once I had a rental leasing agreement and a council tax account.

Seems to me that you are best to either be a named rider, as you are contemplating, or...,just rent a bike for the periods whilst you are going to be in the U.K. and retain flexibility over model, etc.and the insurance comes with the rental. You'll have no maintenance charges, no MOT. Plus, you'll have no 'sunk cost' in your capital being tied-up in a single machine that's depreciating in value.

You might only come out even over going your original ownership route plus paying council tax, but you'll have better cashflow and lump sum funds

 

[wessie]

To be on the electoral roll, don't you have to be paying countil tax?

no

for example, if you are a student sharing with other students then you do not need to pay council tax. When I did this in Cardiff our landlord used to inform the council and we had no letters from the city council. We all registered to vote in the 2005 general election. It is your NI number that is used to identify you.

 

[Berin]

As per my post above, my Aussie mate, not resident in the UK, insured his bike via Adrian Flux. It was a UK bike registered in his name at a UK address. He did not have a UK driving licence.

But by all means keep typing endless permutations into comparison engines, despite the fact they are simply not set to deal with anything vaguely non standard.

 

[Wapping]

As per my post above, my Aussie mate, not resident in the UK, insured his bike via Adrian Flux…..But by all means keep typing endless permutations into comparison engines, despite the fact they are simply not set to deal with anything vaguely non standard.

Some enjoy doing it the hard way, perhaps? Mix in the value of a spanking new 1300 GSA….

 

[Olorin5]

I don’t particularly like doing things the hard way but I do like doing things when I’m awake and with the recent time change and 13hr difference between NZ and the UK and other commitments I haven’t had a convenient time to sit down and begin making calls. But as I mentioned, of course I will. This is something I’d like to get in place for the UK spring so I have a bit of time in hand.
Once again thanks for the recommendation for Adrian Flux, that will be the first number I dial.

 

[Olorin5]

To be on the electoral roll, don't you have to be paying countil tax?

I had a devil of a time getting insurance when I moved back to the UK from Auckland (Devonport) in 2012 (I mention the year because so much 'my personal experience' becomes irrelevant within even a short space of time).

My NZ NCB was not accepted.

I did find insurance once I had a rental leasing agreement and a council tax account.

Seems to me that you are best to either be a named rider, as you are contemplating, or...,just rent a bike for the periods whilst you are going to be in the U.K. and retain flexibility over model, etc.and the insurance comes with the rental. You'll have no maintenance charges, no MOT. Plus, you'll have no 'sunk cost' in your capital being tied-up in a single machine that's depreciating in value.

You might only come out even over going your original ownership route plus paying council tax, but you'll have better cashflow and lump sum funds

I have certainly considered going down the rental route but it doesn't really suit my situation - i often find myself in the UK at relatively short notice and would prefer to have my chosen form of transport on hand.