Is this a good deal on new GSA?

Have sent you a pm. In a nutshell, "Select" isn't the cheapest way of buying a bike but it can be a very effective way to have sole use of one! Its designed to make bikes affordable for a given budget & mileage p.a. Its also best used by people that like to change every 2/3 years. Generally speaking, after the 3 year term, your bike will have equity over & above the GFMV and this equity can be used as the deposit for the next bike you buy.

Hope that makes sense?

Spoken like a true salesman:augie
 
true and factual....

and probably the right answer however as I said to one of our lads if your into just spending £300 a month for ever and the object your using will never be yours then knock yourself out....:thumb2
 
Sounds like you,re spending a fortune to go from one lardy old trail bag to another.
I'd hold onto my current bike and save a packet.

my thoughts exactly.... whats the point? You clearly can't afford it outright as a plaything, and you already have (again without owning it) 95% of the same bike. Potatoe/Potato

At the end of the day its your money (or lack of), but it seems way too heart over head decision.

The novelty factor will disappear in 2-3 weeks, and you ll end up with a lardier bike than the one you had with a marginally better engine (in the world of the blind the one eyed man ....) and that is marginally better looking (again, in the land of the blind...).

For 99.8% of the miles you 'll do, especially city/commuting ones, the GSA does nothing better than your existing one and many things worse (GSA vs GS warriors keep your comments to yourselves pls).

Keep your money and buy a new kitchen or something for your house. my 3 pence.
 
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Thanks for your views guys, greatly appreciated. :thumb2

I slept on it last night, read your comments this morning and the more I think about it its not that great in reality especially after reading some of the deals others have managed in the past. Instead Im going to keep my GS, tour it around Europe and get some decent miles on it. Lets see what 2012/13 brings.

Pinkytiff... thanks for the advice and offer but as mentioned above Im going to wait it out. :chickendance
 
Thanks for your views guys, greatly appreciated. :thumb2

I slept on it last night, read your comments this morning and the more I think about it its not that great in reality especially after reading some of the deals others have managed in the past. Instead Im going to keep my GS, tour it around Europe and get some decent miles on it. Lets see what 2012/13 brings.

Pinkytiff... thanks for the advice and offer but as mentioned above Im going to wait it out. :chickendance

Good for you Enjoy your Current bike!!!:thumb2:thumb2:thumb2
 
Thanks for your views guys, greatly appreciated. :thumb2

I slept on it last night, read your comments this morning and the more I think about it its not that great in reality especially after reading some of the deals others have managed in the past. Instead Im going to keep my GS, tour it around Europe and get some decent miles on it. Lets see what 2012/13 brings.

Pinkytiff... thanks for the advice and offer but as mentioned above Im going to wait it out. :chickendance

Good choice :thumb2 madness to get more in debt tbh, especially at the moment :comfort
 
...there is no other way to look at it. You're going to be paying nearly £20k for a bike!!!

Totally out to lunch :rob

Feck me, if you can't get your thrills (or travel to Ulan Batuur and back) on a £3000 1100 (or similar) then it's all a bit daft really...
 
Look at the other side: two years ago I part-exd my 2004 GS for a 2008 GSA with every option including luggage, it cost me £5000 to trade up. As I fully own the bike from day one I don't worry about having to find a final payment or hand it back, it costs me nothing more per month once purchased save for running costs, and I have no ties to a dealer should I wish to sell it. Financial and personal freedom. I would personally seek a cheaper way to finance the trade-up to a GSA if I was desperate to own one, I hate lining other peoples pockets with my hard-earned money. Your choice to use your current bike sounds like the best option, especially with the current economic crisis deepening every day.
 
If youv'e only done 1200 miles in 4 years why bother changing just keep your old bike and put some miles on it and save a big lump of cash
cheers C'n'C
 
Have sent you a pm. In a nutshell, "Select" isn't the cheapest way of buying a bike but it can be a very effective way to have sole use of one! Its designed to make bikes affordable for a given budget & mileage p.a. Its also best used by people that like to change every 2/3 years. Generally speaking, after the 3 year term, your bike will have equity over & above the GFMV and this equity can be used as the deposit for the next bike you buy.

Hope that makes sense?

+1

BMW Select is expensive. I believe the standard Select deals are over 2 years.

You are much better off with a straight HP deal over 4 years. You can terminate the agreement at any time, where interest is calculated daily.

Go for the 4 year HP, pretend you are on a Select agreement, and then at the end of 2 years, you will have paid less, have the option to keep the bike (do nothing, continue paying), sell it or p/x.

I'd advise getting a quote for each to compare.

Whilst HP is cheaper than Select, it is still expensive money.

Bank loans are generally cheaper than HP but can vary by personal circumstances.

Cheapest money is likely to be an advance on your mortgage. BUT repay it over a sensible period, such as 4 years, not the life of the mortgage!. Or better still, repay as if you were on a 4 year HP deal and get the bike paid off in a lot less time. Not for the undisciplined though.

Or of course, cash.

Talk to PinkyTiff - he'll cut you a great deal for sure.
 
Get a bank loan and buy a year old one, all the bike but for nearly half the outlay
 
Thanks for your views guys, greatly appreciated. :thumb2

I slept on it last night, read your comments this morning and the more I think about it its not that great in reality especially after reading some of the deals others have managed in the past. Instead Im going to keep my GS, tour it around Europe and get some decent miles on it. Lets see what 2012/13 brings.

Pinkytiff... thanks for the advice and offer but as mentioned above Im going to wait it out. :chickendance

Head won. Good man. Enjoy the GS and do some miles.
 


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