Offer accepted!

[Madasaboxoffrogs]

Someone has been round and trimmed the garden front and rear.

Not sure what I should read from it. The property looks much better now, which is shit if someone comes along and puts in a higher offer.

Council got sick of the jungle?
Estate agent had it on the "todo" for a while.
MORT did it
Estate agent did it to try and get a higher offer.

Fixed

 

[Snoopy]

I was due to complete a week Friday but some problems have surfaced.

Coal mining report:

"The property is in the likely zone of influence from workings in 5 seams of coal at shallow to 140m depth, and last worked in 1921."

However no notice of the risk of subsidence has been given under section 46 of the Coal Mining Subsidence Act 1991. The Coal Authority has not received a damage notice/claim since 1st January 1984.

Tomorrow I will find out if this is when records began and how far away these mines actually are. If they are near, building insurance will cost a lot more, and I'll pull out.

Evaluation (not survey or structural) said on the matter

Evidence of movement was observed in the form of cracking to the walls (plaster). This appears to be a minor defect which is not thought to have any serious structural significance.

...................

Solicitor has sent the coal mining report to the bank. If they request a full structural survey then I'm pulling out.

...................

The pre-fab external garage built when time began does not have planning permission. Built maybe 30yrs ago so retrospective permission should be easy enough. I've got to spend £147 on indemnity insurance to cover this, and the fact windows/gas/electrics don't have any data to support they are legal and the council could potentially visit and take them out (convent clause). The garage also has a local collection sewer pipe running under it. Potentially, if damage occurs to this pipe due to the garage I must pay or if access is requested to replace the pipe, the external garage must come down.

....................

I am taking a more knowledgeable person with me on Friday morning for a second inspection to determine the legality of the windows, electrics and gas installations. Seller (Northern Rock) has refused to pay for indemnity insurance and their solicitor has an £88.13 engrossment fee.

....................

If I bail now solicitor costs are only £45!!!, coal mining search was £39, no other costs.

Got to keep in retrospect it's costing £45k. It sold in 2005 for £85k, though that was overpriced.

Still, not sure if I should pull out anyway.

 

[MacFarlane]

If in doubt, pull it out.

 

[Smiler400]

...................

The pre-fab external garage built when time began does not have planning permission. Built maybe 30yrs ago so retrospective permission should be easy enough. I've got to spend £147 on indemnity insurance to cover this, and the fact windows/gas/electrics don't have any data to support they are legal and the council could potentially visit and take them out (convent clause). The garage also has a local collection sewer pipe running under it. Potentially, if damage occurs to this pipe due to the garage I must pay or if access is requested to replace the pipe, the external garage must come down.

....................

I am taking a more knowledgeable person with me on Friday morning for a second inspection to determine the legality of the windows, electrics and gas installations. Seller (Northern Rock) has refused to pay for indemnity insurance and their solicitor has an £88.13 engrossment fee.

....................

I`m under the impression a sectional concrete garage is classed as a semi-permanent structure and does not require planning permission but it does need to conform to the building regulations at the time it was built

 

[yalcrabm]

windows/gas/electrics don't have any data to support they are legal and the council could potentially visit and take them out (convent clause). The garage also has a local collection sewer pipe running under it. Potentially, if damage occurs to this pipe due to the garage I must pay or if access is requested to replace the pipe, the external garage must come down.

the covnent clause that the council has is for when they do revite works ie new windows, rewire, or any other works on their houses it gives them the legal right to enter as you will be surprised how many tennants dont want work doing in their houses, getting the certificates for the
electrics ,windows,and gas is not that bad but there is a cost for it, if you need any help pm me. the same with the sewer i have contacts at northumbrian water (ANOTHER AMBLE LAD) who i work with on a regular basis

 

[Snoopy]

I wasn't aware certs could be gotten for dodgy installs. Inspection tomorrow and will know more then.

The garage/sewer pipe issue has gone back to the bank. They've passed it to their surveyor to see if it's going to be an issue (may put retention on mortgage that it is to be knocked down).

Pipe will be small as collecting for those 15ish houses before running into a bigger one, 4inch pipe I'm told?

Can permission be given by the water board to build on top of the ground over which the pipe passes?

Looking better today as bank valued the house at 64k not 45k - they have to go by the lowest figure and I wasn't aware of it.

Exciting stuff.

 

[Snoopy]

I`m under the impression a sectional concrete garage is classed as a semi-permanent structure and does not require planning permission but it does need to conform to the building regulations at the time it was built

There is a clause in the original deeds that state no extensions or building works allowed within the grounds. Unsure why, possibly standard practice when built in a mining area.

Explains the lack of garages and conservatories on any of the houses.

 

[yalcrabm]

Pipe will be small as collecting for those 15ish houses before running into a bigger one, 4inch pipe I'm told?

Can permission be given by the water board to build on top of the ground over which the pipe passes?


the pipe will be bigger than a four inch if it is taking 15 houses unless your neibours all shite like rabbits, the only way to tell is to lift a few inspection chamber lid as you are not allowed to call them male holes as this is deemed sexist,

the water board can it all depends on the size and depth of the pipe and what you are building on top of it they may ask for it to be concrete encased but you would need the water board records which are easy to get and a meeting with an inspector

 

[Snoopy]

Went back armed with tape measure.

Garage is positioned further back from the pipe. There are two manhole things in the neighbours gardens so easy to see where it ran.

Hopefully bank will be appeased Monday and it can get a shift on.

 

[loueye]

Congratulations on the new house andrew and here's to many years of debt and sleepness nights, but hey, at least you can walk around naked and get fat on your nob while cooking sausages in the old frying pan. Ps cooker and furnishings first................. Garage SECOND!!!