protected NCD

[slimpickings]

Is it worth paying extra for No Claims Discount protection

or is it true that if you do make a claim ,the insurance company will offer you your NCD but simply hike the premium up
Example

befor any claim £200 minus 60% NCD £80

after claim £500 minus 60% = £200

or am I just a cynicle twat

 

[Nice 'n' Fat]

It's the No Claims Discount that's protected NOT the premium

 

[Bikerbuk]

You're surely not expecting Insurance companies to be honest are you?

 

[wessie]

Why not do some empirical research?

Create some profiles and stick them into confused.com - use fake phone nos or you will be inundated with sales calls.

Get a base quote with full NCB with 0 claims; a quote with "full protected NCB & 2 claims"; full protected NCB & 1 claim; reduced NCB & 2 claims; reduced NCB & 2 claims.

Report back once you have done your homework.

 

[slimpickings]

Why not do some empirical research?

Create some profiles and stick them into confused.com - use fake phone nos or you will be inundated with sales calls.

Get a base quote with full NCB with 0 claims; a quote with "full protected NCB & 2 claims"; full protected NCB & 1 claim; reduced NCB & 2 claims; reduced NCB & 2 claims.

Report back once you have done your homework.

Empiricle

Top word

One whose knowledge is got from experience, trials or experiment

its a real arse typing it all in to go compare
wapping may be along soon to give us the benefit of his wisdom

 

[slimpickings]

It's the No Claims Discount that's protected NOT the premium

So its not worth paying

 

[wessie]

Empiricle

Top word

One whose knowledge is got from experience, trials or experiment

its a real arse typing it all in to go compare
wapping may be along soon to give us the benefit of his wisdom

Yes, I can understand it must be a bit of a trial for you as you don't seem to be able to copy a word from a previous post.

Well, Wapping will give you a guess like all the other chancers replying above.

What we need is hard data. Now, get on with your homework.

 

[slimpickings]

Yes, I can understand it must be a bit of a trial for you as you don't seem to be able to copy a word from a previous post.

Well, Wapping will give you a guess like all the other chancers replying above.

What we need is hard data. Now, get on with your homework.

ooops sorry teach

dyslexia rules .... K O

 

[Commadore]

As the man said......the protection is for the NCD, not the premium.

The insurance company will DEFINATELY up your next years premium if you make a claim, then offer you the full no claim discount off the new higher premium.

 

[Wapping]

You'd be better off protecting (or worrying about) your FPC than your NCB, mate.

 

[johnboy]

FPC

???

 

[David Lee]

Fuel Pump Controller

 

[Mark Hooton]

You'd be better off protecting (or worrying about) your FPC than your NCB, mate.

And your FD

(oh I`m gonna go to hell for that one)

Mark
www.cymarcbikeparts.co.uk