travel insurance for TET/off road trips

r1200rt

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can anyone recommend any provider ?

specifically someone using their own bike, not on a guided tour
 
have a look at Allclear - gold level covers standard road use but there are higher levels and activity packs

also Snowcard. They specialise in activity cover and even covered a friend for heli-skiing in the Urals.
 
Look through several offers’ wordings. Most are available online to download. They are pretty much in Janet and John language, despite what you might read on these pages.

It might be cheaper to buy an annual (multi-trip) policy, than one single (limited period) policy.

Also, don’t forget to incept (start) the cover on the day you make the first significant payment towards your holiday. For example, when you buy your ferry ticket. Don’t elect to start it on the day you leave. Why? If you fall ill or injure yourself BEFORE the policy starts, you have no cover for any costs you have incurred. The difference in premium will, in all probability, be pretty small.
 
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