First let me apologies,
Motorrad dose not have a £1000 claim max.
You can buy a warranty at any time from companies such as Warrant direct,
http://www.warrantydirect.co.uk/faqs_bikes.html
The quote for my bike was £375, but to make a claim it is more difficult, you do all the running around and have to contact the company to get approval.
The Motorrad policy must be purchased before 24 months expire, Its a full recovery, rescue, warranty package. The original 24 month warranty is fully backed by BMW, this packages is underwritten by Mondail Insurance. I suspect dealers my be able to purchase this to include with second hand bikes.
I must apologies over my statement about a £1000 maximum claim, I was confused by the wording,
Quote form the warranty handbook " Up to the market value of
insured motorcycle at the time of claim or up to a maximum £1000 whichever is greater, inclusive of VAT"
Below is an extract of items covered.
Component Cover
Depending on you having paid the correct premium when due, you are covered for the costs (limited to parts and labour inclusive of VAT) of
repairing or replacing the factory fitted covered components below that have suffered electrical or mechanical failure during the period of insurance.
The maximum total claims liability covered by the BMW Motorrad Insured
Warranty is the market value for the insured motorcycle inclusive of VAT
Engine
All internally lubricated components, including but not limited to the following:
Failure of the following internal parts:
starter ring gear, oil pump, timing
gears and chains, tappet gears,
pistons and rings, con rods, flywheel,
crankshaft and bearings, camshaft
and cam followers, valves and guides,
cylinder head, cylinder block, balancer
shafts and all internal bushings.
Gearbox
All internally lubricated components,
including but not limited to the
following:
Failure of the following internal parts:
gears, selectors, selector forks and
drums, bearings and bushes,
synchromesh, hubs and shafts,
excluding external linkages.
Drive
All internally lubricated components,
including but not limited to the
following:
Failure of the following parts: gears,
shafts, bearings and bushes, universal
joints, but excluding hubs, chains,
sprockets and rubber boots.
Final drive
All internally lubricated components, including but not limited to the following:
Failure of the following parts:
crown wheel, pinion and bearings. Pinion
shaft oil seal and crown wheel cover
seal, rear wheel carrier.
Clutch
Failure of the following parts: master
cylinder, slave cylinder, clutch plate,
plate housing cover, thrust bearing
including oil contamination of the
clutch plate, but excluding external
linkages, burnt out parts and general
wear and tear.
Steering
Failure of the following parts: steering
head bearings, Telelever ball joints,
steering damper, solid and roller
bearings including wheel bearings and
seals.
Suspension
Failure of the following parts:
Telelever ball joints, telescopic forks
(excluding pitting) and seals. Front
and rear shock absorber units (up to
30,000 miles only). Policy Wording 17
Braking system
Failure of the following parts: brake
callipers, ABS control unit, master
cylinders and ABS hydraulic pump
unit. (Seized callipers due to corrosion
are not covered).
Fuel system
Failure of the following parts: injection
control unit, fuel injectors, fuel level
transmitter, fuel pressure regulator,
carburettor, fuel pump, fuel pump
relay, solenoids, idle control valve,
throttle position potentiometer.
Cooling system
Failure of the radiator (excluding
damage, clogging and/or
sedimentation blockage), water pump,
thermostat and housing.
Electrical system
Failure of the following parts: all
electrical control units, on board
computer and starter motor, starter
relay/module, alternator, voltage
regulator, cooling fan motor, ignition
coil, wiring loom, lambda probe, fuel
level circuit boards and sender units,
ABS control unit, ABS hydraulic pump
and ABS wheel sensors (excluding
damage), immobiliser antenna. CD
player, radio. engine temperature
transmitter and coolant temperature
transmitter. Cruise control motor,
reverse gear module and actuator.
Electric screen motor, main stand
motor, electronic suspension
adjustment motors.
Instruments
Failure of the following parts:
speedometer, gear indicators,
voltmeter, fuel gauge, temperature
gauge, tachometer and clock, but
excluding accident damage
Seals and gaskets
Failure of the following: engine – rear
main oil seal, front crankshaft seal,
output shaft seal, cylinder head gasket
and valve guide oil seals. Gearbox –
input shaft seal, output shaft seal and
clutch push rod seal. Rear axle –
pinion oil seal.
Frames
Failure of the structured members but
excluding failure by corrosion or
accident damage.
Casings
Casings are covered only when
damaged by the failure of an insured
component.
Sundries
Working materials i.e. oils, filters,
antifreeze are claimable as a direct
result of a valid claim providing the
insured motorcycle is not within
1,000 miles of its next scheduled
service.
Miscellaneous
Other than the oil seals and gaskets
specifically listed above, the
rectification of oil leaks is not covered
and the cost of seals and gaskets will
only be accepted where they are
required as a direct consequence of a
valid claim under the insurance.
Any components not specifically
listed are not covered.
I am not happy to learn that the warranty would not even cover a failed FD in full.
