Car Insurance; 2023 vs 2024

DJ123

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I've had both my Cars up for renewal recently, both with increases in premiums as expected although slightly less than the average on the Toyota. I've had no claims or changes in personal circumstances in the last 12 months either.

My previous broker/underwriters were no where near what the best rates (with a good insurance Company) were - and quotes were 50% above the rates i ended up paying.

BMW 530D (2009);
2023 £664
2024 £764 - Aviva
12 month VED £350

Toyota Aygo X
2023 £589
2024 £638 - Hastings
12 month VED £190

The Bike was £100 more than last year, so this years extra premium totals £249 over last year - all with an extra years NCD on all vehicles.
 
I've had both my Cars up for renewal recently, both with increases in premiums as expected although slightly less than the average on the Toyota. I've had no claims or changes in personal circumstances in the last 12 months either.

My previous broker/underwriters were no where near what the best rates (with a good insurance Company) were - and quotes were 50% above the rates i ended up paying.

BMW 530D (2009);
2023 £664
2024 £764 - Aviva
12 month VED £350

Toyota Aygo X
2023 £589
2024 £638 - Hastings
12 month VED £190

The Bike was £100 more than last year, so this years extra premium totals £249 over last year - all with an extra years NCD on all vehicles.

Your circumstances may not have changed but you’re sharing the costs of the cars lost in floods, lost to fires in car parks, increased repair costs, more vehicles stolen etc. You’re part of the bigger picture even if you’re well-behaved as an individual.
 
i know. It all goes into the bigger pot to pay for the rest of the pay outs. I was simply stating i've not contributed factors to it increasing.
 
My car insurance renewal was £150 cheaper this year compared to last :nenau
On the same vehicle as last year I might add
 
Susans VW California
Last year £487

Renewal came through yesterday £774
 


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