Like Bendy, I've actually experienced the before and after difference when using a PC. If you've already tried a PC and found it 'no good' then you're doing it wrong!
I'm sure a Hilltop remap is an excellent choice for some and I know that many on the forum are very happy with it, but I doubt that many of us could tell the difference from a properly set up PC. For me, a Hilltop re map is simply not economic.
Mine hasn't been on a dyno, just uploaded the standard European mapping and the difference in drivability and performance over stock is amazing. May do it sometime, but at the moment, I'm delighted with the result.
If you take a bit of time installing and use plenty of black cable ties, it's not that easy to spot unless you know what you are looking at. Only issue I've had is with damp in the TPS plug but that's cured now. Suspect it's because it's stuck out on the side of the injector and the PC connector is not as good as the original.
I told my insurance company, no change in premium.
And, of course, we always inform them about the change of exhaust, non standard screen, removing the flappy valve, HID lights, etc. don't we?
Unfortunately, my 2010 TC is out of the BMW warranty period some time ago.