Insurance

[richardgore]

Try Hastings insurance I found them great to deal with and this year's quote actually went down which must be a first for most of us at renual time.

My renewal on the GS was due so I tried Hastings after seeing your post. Cheaper than my renewal (with OneCall) and even cheaper than it was last year (from ONeCall). I called to stop the auto renewal and they reduced it by nearly £100 quid but I had found it was with Aegis so declined. So thanks for the prompt

 

[twg1]

After several searches of comparison sites the cheapest I found was Lexham Insurance, just £518. Cheapest after that was Hastings but that was well over £700

Just trying to get quotes now with Lexham and my current company wont quote the 1300 gsa and the one they offered was £4k .

 

[Lostapot]

I have just changed from a Triumph 1200 to the 1300GS and my original insurer wouldn't even quote me .... I started a new policy with Hastings Direct at just under £500. Some of the other quotes were £2k - £3k.

 

[G&T]

There really is some weird insurance stuff going on out there. What is going on with Carole Nash and Bennetts, I’ll never know - Double and triple prices.. On the other hand Bikesure is proactively following up, by telephone, after my email renewal quote to see if they can discount.

 

[twg1]

I have just changed from a Triumph 1200 to the 1300GS and my original insurer wouldn't even quote me .... I started a new policy with Hastings Direct at just under £500. Some of the other quotes were £2k - £3k.

I cant get them to quote without a reg number , which i dont have as i have not bought the bike .

 

[Nick Marshall]

Just trying to get quotes now with Lexham and my current company wont quote the 1300 gsa and the one they offered was £4k .

I tried them yesterday. R1300 GSA TE £1230 fully comp with protected NCB and Passenger.
Max NCB. Nice area. No commuting etc. etc.

Think I’m sorted now. Two quotes so far for about half of that. Bennetts and Swinton.

 

[G&T]

I tried them yesterday. R1300 GSA TE £1230 fully comp with protected NCB and Passenger.
Max NCB. Nice area. No commuting etc. etc.

Think I’m sorted now. Two quotes so far for about half of that. Bennetts and Swinton.

Try Bikesure Nick. Mine is 1/3 price of Bennetts using underwriter Highways which I think is LV.

 

[Nick Marshall]

Try Bikesure Nick. Mine is 1/3 price of Bennetts using underwriter Highways which I think is LV.

Just got a quote from Bikesure. £580.24.
Not much difference to my present company.

But worth a try.

 

[twg1]

I tried them yesterday. R1300 GSA TE £1230 fully comp with protected NCB and Passenger.
Max NCB. Nice area. No commuting etc. etc.

Think I’m sorted now. Two quotes so far for about half of that. Bennetts and Swinton.

Do you know which underwriter they used highway were 4k for me 5 years NCB Kingston surrey post code no commuting , my renewal for the 1250 was £580

 

[twg1]

Just got a quote from Bikesure. £580.24.
Not much difference to my present company.

But worth a try.

Bikesure 1480 for me cheapest so far

 

[Nick Marshall]

Do you know which underwriter they used highway were 4k for me 5 years NCB Kingston surrey post code no commuting , my renewal for the 1250 was £580

On the quote it said
Highway Insurance Company Ltd.

 

[trebor]

Bikesure 1480 for me cheapest so far

Have you tried speaking to them, my online quotes with Bikesure were > £1100, a quick phone call got that reduced by a few hundred.

 

[G&T]

On the quote it said
Highway Insurance Company Ltd.

Highway Insurance Company Limited is part of Liverpool Victoria General Insurance Group (LVGIG), and LVGIG is part of the Allianz Group. More information can be found at www.lv.com/insurance/terms/lv-companies.

 

[twg1]

Have you tried speaking to them, my online quotes with Bikesure were > £1100, a quick phone call got that reduced by a few hundred.

That was after grovelling on the phone !

 

[zoltan]

I tried them yesterday. R1300 GSA TE £1230 fully comp with protected NCB and Passenger.
Max NCB. Nice area. No commuting etc. etc.

Think I’m sorted now. Two quotes so far for about half of that. Bennetts and Swinton.

Asked for a quotation from Devitt after I renewed my insurance on the 2 year old 1250RS (£275 full comp, legal, equipment cover, foreign travel, no pilion, commuting, 6000 miles a year) for a 1300GS TE ASA, it came in at just under £800. Tipping point was the £20k mark. basic GS was under £500.
Let me know when you are selling .

 

[TheStammeringBiker]

I had the same problem when I bought my R1300GS in December 2023, went from a less than 12 month old R1250GSA Trophy with all the options and multiple insurers wouldn’t even quote me even though on paper the invoice price of both bikes was more or less the same.

This year renewal time it went UP from about £600 to over £900 with Bemoto. I queried it and they said it was due to the bike being over £19,000 but I reminded them that the value of my previous was £21,500 and this didn’t happen and didn’t have an answer.

But even factoring in the current value of my bike being closer to £16,000 (BMW offered me £13500 to trade it in against the new GSA) the quote was still in the high £700’s and several insurers flat out refused to insure me.

47, riding for 20 years, garaged, tracker, physical security, medium risk area in NW England and full no claims.

 

[Engineer]

Hastings Direct have been OK with me, only a small increase for my GS and a lower auto renewal for my Thruxton R - I'm OK with this so will stick with them.

 

[Deleted account 251212001]

I had the same problem when I bought my R1300GS in December 2023, went from a less than 12 month old R1250GSA Trophy with all the options and multiple insurers wouldn’t even quote me even though on paper the invoice price of both bikes was more or less the same.

This year renewal time it went UP from about £600 to over £900 with Bemoto. I queried it and they said it was due to the bike being over £19,000 but I reminded them that the value of my previous was £21,500 and this didn’t happen and didn’t have an answer.

But even factoring in the current value of my bike being closer to £16,000 (BMW offered me £13500 to trade it in against the new GSA) the quote was still in the high £700’s and several insurers flat out refused to insure me.

47, riding for 20 years, garaged, tracker, physical security, medium risk area in NW England and full no claims.

you do quite a lot of miles based on what you've posted before and warrington is probably fairly high risk being between Liverpool and Manchester.

Fortunately mine has gone the other way, I am 53, 6k miles a year, 73 plate R1300GS TE, no tracker but a ground anchor, and insured mine for £400 this time, with commuting, via Bikesure, in Feb. I got screwed over year one by Devitts for £1000, the bike model wasn't on the system at that point.

 

[TheStammeringBiker]

you do quite a lot of miles based on what you've posted before and warrington is probably fairly high risk being between Liverpool and Manchester.

Fortunately mine has gone the other way, I am 53, 6k miles a year, 73 plate R1300GS TE, no tracker but a ground anchor, and insured mine for £400 this time, with commuting, via Bikesure, in Feb. I got screwed over year one by Devitts for £1000, the bike model wasn't on the system at that point.

Fair point, it needs its 12,000 mile service soon and it’ll be on 16,000 before the end of September

 

[tw99]

I had the same problem when I bought my R1300GS in December 2023, went from a less than 12 month old R1250GSA Trophy with all the options and multiple insurers wouldn’t even quote me even though on paper the invoice price of both bikes was more or less the same.

This year renewal time it went UP from about £600 to over £900 with Bemoto. I queried it and they said it was due to the bike being over £19,000 but I reminded them that the value of my previous was £21,500 and this didn’t happen and didn’t have an answer.

But even factoring in the current value of my bike being closer to £16,000 (BMW offered me £13500 to trade it in against the new GSA) the quote was still in the high £700’s and several insurers flat out refused to insure me.

47, riding for 20 years, garaged, tracker, physical security, medium risk area in NW England and full no claims.

Jesus, that's some depreciation after 12-18 months. 21K new to 13.5 against a new one ?