R1250GS (2022) stolen from garage overnight.

The bike and key were both in my garage. The key was in a locked cabinet relatively close to the bike, close enough for the bike to start! I have learnt my lesson, on my present keyless bike, the key is in the house away from the garage. Plus I now have layers and layers of security to stop entry into my garage and house.
Locking the stable door after the horse’s fled comes to mind

Oh no.

Real sickener that.


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I know this guy whom had his gs stolen.
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That looks very much like a classic ‘push away’ theft, when an unsecured motorcycle is ‘towed’ or ‘pushed’ along by another bike or scooter. It’s dead easy to do and takes seconds.

PS Having no number plate on the ‘tow’ vehicle is a nice touch.
 
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Indeed so.

The other and even cheaper way to do it, is to place the key(s) in the house. Then go outside and see if the vehicle will start. If it doesn’t that’s very possibly good enough day to day, unless of course the thieves have some sort of signal booster, which they might well do.

But don’t - even with a Faraday pouch or box - be tempted to put the keys down on the hall table, saying “I’ll put them away later”. Also, try putting the key(s) into the Faraday pouch / box and then go outside to see if the vehicle starts. Why? It’ll make sure that the (possibly) shonky Chinese Faraday box / pouch isn’t just some load of junk you’ve bought off Temu, ‘cos it was well cheap, mate.

Or, in short, DON’T keep any key(s) in the garage…… even if you think it’s “Not my fault” that the vehicle is then started and stolen. One thing’s for sure, it’s not the fault of the vehicle’s insurer, though they’ll make good your loss….. which then begs the open question…. who’s fault is it?

:beerjug:
You are right of course…I told my insurance company what had happened and was completely transparent about it. The insurance company didn’t make any comments re the location of the key and paid out promptly. I also told the insurance that I knew the location of the stolen bike and had this information confirmed from the Police….
Now we open up another can of worms, why the Police won’t go on to the estate to recover my bike??
Regarding fault: It wasn’t my fault my bike was stolen, it wasn’t the insurer’s fault…the bike was in a brick , secure garage with all doors locked. The fact the rear garage window was smashed in is the fault of the knobs that chose to do me over to feed their drug and low life existance.
Lesson learnt, now I will be the baddie when the knobs return to try and take my latest bike😉…I am ready and will bring out the mental health card when the Police turn up to mop up the mess😱
 
Now we open up another can of worms, why the Police won’t go on to the estate to recover my bike??

That’s a matter for you to take up with the local newspaper and the Chief Superintendent for your area. Be sure to start your letter: Why, oh why, oh why……

PS It’s not your insurer’s day-to-day job to arrange nor police the search for stolen vehicles. The best you can hope for is:

A. The involvement of a decent tracker provider, who may well liaise with the police. But many bods won’t pay for the service, as it’s (presumably) a rip off.

B. Going to find / recover it yourself. Gather up a posse of likeminds from these pages…. If SWMBO will let them go and they are not suddenly very busy.
 
That’s a matter for you to take up with the local newspaper and the Chief Superintendent for your area. Be sure to start your letter: Why, oh why, oh why……

PS It’s not your insurer’s day-to-day job to arrange nor police the search for stolen vehicles. The best you can hope for is:

A. The involvement of a decent tracker provider, who may well liaise with the police. But many bods won’t pay for the service, as it’s (presumably) a rip off.

B. Going to find / recover it yourself. Gather up a posse of likeminds from these pages…. If SWMBO will let them go and they are not suddenly very busy.
Oh, thats another area I have got wrong! And here’s me thinking it was all part of the Police service to find and arrest the bad guys…I was more than happy to go onto the council estate in question all guns blazing and recover my bike, it was the old bill that warned me against it and warned me to stay away. FFS..its a joke🤔
You are missing the point, the Police are frightened to go onto said estate, the same with the travellers site’s around here!
The tracker is also a complete waste of time in my honest opinion, had one on my R18. It kept draining the battery, I had the stealership remove it.
The old bill are only interested in catching motorist’s parking on double yellow’s or going 25mph through a 20mph limit, basically easy pickings.
 
I'm surprised the insurance company didn't try it on with your keys being in the garage with the bike.

The locked box probably saved you there.


I had a bike stolen from my workplace.

The insurance company insisted on a visit to my home even though it was on CCTV with 20 witnesses.

Why.....

They were looking for ways to invalidate the policy. Sifting through the small print.

Checking that I actually had a locked garage. They wanted to see BOTH keys. I only ever had one key through.

Luckily I predicted all this from internet research before the visit. And a forum member (another forum) sent me a spare key that looked identical.

These are the the kind of dirty tricks they play.
I don’t think in the small print it mentions the keys have to be a certain distance from the vehicle. They weren’t in the bike (it was keyless!) I have only ever had the one key, pretty sure thats all it left the factory with.
In all honesty and thinking about it, Bennets insurance played the game nicely……and fairly.
 
It is a pre-condition of some (not all, by any means) policies that, in the event of a theft claim, the owner can present two keys. Two keys being the number that most bikes used to be sold with.

Why? Well as odd as it might seem, some owners were selling their bikes, along with the key and claiming the vehicle had been stolen. It was, I guess, as a vain attempt to prevent this crude fraud, that the pre-condition was put into place.

Obviously if your bike only has one key, as many keyless bikes do, then presenting two is impossible. Either query the pre-condition when buying the policy (if you can be arsed) and / or take it up with the loss adjuster post loss. The pre-condition has to be ‘reasonable’ or it is very much unenforceable, so I wouldn’t lose too much sleep over it. Better to concentrate on not keeping the key(s) anywhere near the bike…..and to look at additional security, no matter where and how one lives, preferably using it.

:beerjug:

PS Great that your claim was settled well.

PPS There is little to no ‘small print’ on domestic insurance policies. They are now presented in very basic Janet and John language. Some might call this dumbing down. Me? I think it’s a very good idea. That said, many bods don’t even read the conventional print anyway.
 
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Thanks - no confusion on my part - I don't have the fob (and hence no tracker, sadly) - but at least I now know to look out for a fob...
There was a period when BMW stopped fitting the trackers due to them running the batteries down. Our charity bought 6 civilian spec 1250RTs over a period of 4 years, none of them came with trackers.
 
There was a period when BMW stopped fitting the trackers due to them running the batteries down. Our charity bought 6 civilian spec 1250RTs over a period of 4 years, none of them came with trackers.
Can i ask a silly question? Does ayone use an apple airtag on their bike for tracking purposes? Maybe there are threads on this but im a newby here. I have an airtag 3M stuck underneath my seat. Even with the seat removed you couldnt see it. Some people have told me that if the bike is stolen, the airtag with send a signal telling the person (thief) that they are being tracked by an apple airtag. Therefore they either a. ditch the bike or b. search the bike for the airtag to remove it. With out the key to remove the seat i'd imagine theyd have to rip the seat off. (although its probably easily removed with out a bmw key). Interested to hear your thoughts / experience? I know trackers might be pointless if the police or owner aren't willing to adventure into housing estates to put their lives at risk to retrieve the bike but i'd love to know where its at.
 


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